Remove Article Remove Lending Remove Regulation Remove User Experience
article thumbnail

The top lending & credit risk blogs of the year

Abrigo

The most-read lending & credit blogs in 2023 Probability of default, CECL model validation, and stress testing were among Abrigo's top blogs on ALM, CECL, and portfolio risk this year. Takeaway 2 The top lending and credit blog posts focused on the benefits of banking technology, interest rate management, and developing risk ratings.

Lending 221
article thumbnail

Technology Considerations in Commercial Lending Transformations

Gonzobanker

As many community banks focus on growing their commercial lending businesses, many are embarking on transformation initiatives to improve their capabilities and competitiveness. The Importance of the User Experience. Consumerizing the commercial customer experience—i.e.,

Lending 60
Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

Can FinTech Walk The FinTalk?

PYMNTS

Marketplace lending. According to a Crunchbase article published in February of 2018, investments in blockchain and blockchain-related startups (excluding initial coin offerings, or ICOs) were already 40 percent of what they were in 2017. Marketplace Lending. Blockchain. Digital banks. Blockchain. Take the blockchain.

Fintech 183
article thumbnail

Open Banking vs. Embedded Banking: What's the right path for you?

Lars Markull

Xero, on the other hand, could (at the same time) allow users to create Xero branded accounts or cards for the benefit of creating separate virtual accounts for each client for easier reconciliation or cards for a better user experience (Embedded Banking). I'm hoping you're still with me.

Lending 83
article thumbnail

Carrier Data And Navigating Identity’s ‘Big Canvas’

PYMNTS

It’s also the most highly regulated part of any financial transaction. And it’s a process that, in a dynamic digital world, does not lend itself well to static data sources. The fundamental unit of trust in any transaction lies in identity — namely, ensuring that the person who shows up to transact is who they say they are.

Data 101
article thumbnail

What’s the Big [FinTech] Deal?

William Mills

A recent TechCrunch article postures that, “For now, the banks that get it love the fintech startups more than you’d guess.” With a newfound interest in providing superior service, customer convenience and a stellar user experience, new standards are being set to make banking fun. 3) Tighter regulation is happening.

Fintech 40
article thumbnail

What’s the Big [FinTech] Deal?

William Mills

A recent TechCrunch article postures that, “For now, the banks that get it love the fintech startups more than you’d guess.” With a newfound interest in providing superior service, customer convenience and a stellar user experience, new standards are being set to make banking fun. 3) Tighter regulation is happening.

Fintech 40