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The Pandemic’s Push For The FI/FinTech ‘Win-Win’

PYMNTS

That number climbs to 38 percent among baby boomers, 74 percent for Generation Xers and 85 percent for millennials and Generation Z consumers. Getting Ready To Fight Off Apple And Google. Apple and Google are bringing a new level of user experience to banking and payments that did not exist before now,” Kikkeri said.

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The Great Credit Card Program Outsourcing Debate

PYMNTS

For instance, with the recent launch of the Apple Card , Apple has sent a signal that they seek to offer a better user experience than banks. In fact, their slogan for the card is “Created by Apple, Not a Bank?.” That applies to younger consumers, including millennials , Geeslin noted.

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Digital Gifts In A Digital Envelope: More Than Just A Money Move

PYMNTS

But as with any financial transfer product, it’s not enough to provide a unique or seamless user experience. Balahura said it’s too early to comment on trends and outcomes from the RBC partnership, but one bit of data he found fascinating was the popularity of the platform among non-millennial users.

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In Retail, Are Rewards Their Own Reward?

PYMNTS

In a recent survey by Vantiv and Socratic Technologies, across 500 consumers, findings indicated that these buyers held, on average, 2.1 Pivoting to the mobile wallet aspect of rewards, Rose said that consumers can become habituated to loyalty and rewards at the point of sale because of the convenience offered by new technology.

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Commander In Chief: Rob Balahura And Vouchr Are Making Money Transfer Social

PYMNTS

They are using our technology to do the same for e-transfer, and the initial results have already exceeded our expectations. Emerging mobile payment technologies can disrupt multi-billion dollar industries. So, both their basic money transfer service and our user experience exist together in the same mobile banking wallet or app.

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How 2015 is Different for Retail Banks

Banking 2020

The retail banking industry has seen major changes occurring in the industry over the last few years with the adoption of mobile banking, the rise to prominence of the millennial demographic, narrowing margins, stagnant top line revenues, the future of the branch and continued regulatory changes. This year will be huge for payment disruption.

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Making The Swych From Plastic Gift Cards To Mobile, Digital Ones

PYMNTS

Not only is mobile making gift giving easier and faster, but it is also making the recipient of the gift have that much more of a better user experience because they can store their gift card in their mobile wallets, in their mobile apps, and have them with them all the time.”.

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