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Does KBA Have A Place In Online SMB Credit Checks?

PYMNTS

billion by 2024. That does not mean older verification methods are obsolete, however: Many companies still rely on knowledge-based authentication (KBA) methods like passwords or security questions, even in areas like business lending — where stringent verification is crucial. Another form of identity security is biometrics.

Online 144
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How Did Your ALCO Model Hold Up?

Jeff For Banks

The most recent Fed dot plot predicts Fed Funds declining in 2024. These factors led to a false sense of security that low-cost deposits were there to stay. When the national and super regional banks began raising rates they were reluctant to follow – until it was too late.

NJ 112
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Can Digital Privacy Go Too Far?

PYMNTS

billion by 2024, while the biometrics market is projected to reach more than $59 billion by 2025. Privacy and Security Concerns. This year, global security concern remains at the highest level in 13 years of the Unisys Security Index. It’s expected to reach $12.8

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When Loyalty Is Unattended Retail’s Key Feature

PYMNTS

The compound annual growth rate (CAGR) of the global smart vending machine market from 2019 to 2024 is projected to be 12 percent. The expected CAGR of the global transportation ticket vending market from 2019 to 2024 is 3.9 And technology in the space is continuously evolving from the days of large, imposing machines.

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Navigating the U.S.-Mexico border: Understanding the surge in criminal activity

Abrigo

While many think of trade, commerce, and cultural exchange when considering this region, ignoring the undertow of illicit activities is impossible—the border remains a hotspot for drug trafficking, illegal arms trade, human trafficking, and smuggling operations, necessitating vigilant scrutiny and transaction monitoring within the U.S.

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Global Cross-Border Payments Expected To Grow, But Challenges Remain

PYMNTS

These transactions reached $144 billion in value in 2014 and could hit $240 billion by 2024. Remittances to developing nations continue to grow, which has spurred many global markets to pursue efforts to enable more efficient cross-border payments. That resistance doesn’t reflect the needs of smaller, regional banks.

Payments 204
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The 2023 GonzoBanker Awards

Gonzobanker

Not the financial industry’s “Troublemakers ” – those regional and community banks, credit unions and supporting fintech entrepreneurs who continue to engage customers and communities and find niches that keep the grassroots of our country’s financial system alive and kicking. Expect more deals to be announced in 2024.

Fintech 195