South State Correspondent

MARCH 28, 2024

By partnering with community leaders, state and federal agencies, local commissions, and commercial customers, banks can be an effective conduit to leverage this public capital better while making sure the funds are fully utilized effectively in the communities we serve.

America 195

America Strategy Taxes Community 195

Jeff For Banks

MARCH 21, 2024

2024 could exceed -$2.0 Trillions of dollars of subsidies on “green” BS projects, electric vehicles no one wants, tax credits, debt forgiveness, and free money all fuel demand and contribute to inflation. Dorothy recently retired from Penn Community Bank where she worked since 2004. trillion, following 2022’s deficit of -$1.4

Marketing 145

Marketing Policies Report Atlanta 145

South State Correspondent

MARCH 21, 2023

The need for a known, reliable brand creates an excellent opportunity for community banks to help small business customers while building deposit balances. ERC gave eligible businesses a refundable tax credit of up to 50% of $10,000 for qualified wages paid per employee. The ERC filing deadline is October 2024. In 2020, the U.S.

Taxes 195

Taxes Community Bank Community Operations 195

Abrigo

MAY 22, 2024

Takeaway 2 Several small business lending processes can tax both borrowers and staff. Small business lending is also a prominent line of business for many financial institutions, especially those driven by a mission to help their communities thrive. They lead to inefficiencies and roadblocks to small business lending.

Lending 195

Lending St. Louis Community Marketing 195

Abrigo

APRIL 22, 2024

Takeaway 2 Several small business lending processes can tax both borrowers and staff. Small business lending is also a prominent line of business for many financial institutions, especially those driven by a mission to help their communities thrive. They lead to inefficiencies and roadblocks to small business lending.

Lending 244

Lending St. Louis Community Marketing 244

TrustBank

AUGUST 1, 2023

If you recall, the original SECURE Act (Setting Every Community Up for Retirement Enhancement) was passed in 2019, but it needed some changes and add-on’s. Also, some of the provisions change the timing of tax revenue to the government. This will reduce the amount of tax deferral that older workers can do currently.

Security 52

Security Taxes Washington Course 52

South State Correspondent

NOVEMBER 29, 2023

One of the lessons that was driven home at the recent American Banker Small Business Banking Conference in Nashville was the difference in marketing between large national banks and community banks, particularly deposit marketing. Many banks fall into the “recency trap.”

Marketing 195

Marketing Regional National Nashville 195