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2022 Trends & Predictions

Javelin Strategy & Research

Reports Section 2022 Cryptocurrency Trends & Predictions Javelin Report Date: December 8, 2021 Authors: Marco Salazar , William Trout , Daniel Gonzalez , Daniel Keyes Research Topic(s): Cryptocurrency The meteoric rise of cryptocurrency so far has outpaced regulators, tax management, and the payments industry. At the financial institu.

Trends 40
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Two Executive Views of Digital Transformation, and Why They Both Matter

Gonzobanker

This translates to lost revenue of $110 billion pre-tax at banks and $10 billion at credit unions. On average, 50% of non-interest expense is people, 10% is facilities and offices, and 10% to 12% is technology, which is virtually untouchable. The loan-to-deposit ratio at both banks and credit unions is 11% lower in a year.

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The case for end-to-end digital lending

Independent Banker

“I’m not sure how we would have processed all of the PPP loans and everything else in the last 18 months without some of the technology that we have implemented,” says Chris Jundt, senior vice president and chief lending officer at First State Bank & Trust.

Lending 91
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Killing Strategy: The Disruption Of Management Consulting

CB Insights

But just as their clients are always under threat from new players and technologies, consultants too are not immune to the forces of disruption. “The underlying principles of strategy are enduring, regardless of technology or the pace of change.” Building an SEO strategy for ecommerce. ” —Michael Porter.