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The Death of the Community Bank

Jeff For Banks

In June of 2008 I gave a speech titled "The Death of the Community Bank" and in that speech I made predictions. Prediction: The General Bank will become extinct. Much like competitors nip at community banks' customers. Eighteen percent of that group opened an account at a digital bank. Result: Mixed.

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Developing leaders in mortgage lending – Navigating uncertainty with leadership strategies

Independent Banker

percent in 2019, the 30-year mortgage rate began a persistent decline until late 2020 when actions by the Fed following the start of the COVID-19 pandemic, dropped rates to.5 What it means for community banks is clear. While the U.S. economic growth rate is predicted to settle upwards of 2.5

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Charles Potts: ICBA’s legacy of success

Independent Banker

In 2022, ICBA’s award-winning ThinkTECH Accelerator program reached more community banks with innovative solutions and partnerships than ever before. For ICBA and our community bank members, 2022 was a year full of potential. By Charles Potts, ICBA. That’s what I would call creating a legacy of success.

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Rebeca Romero Rainey: See you at ICBA LIVE

Independent Banker

. “Tim Zimmerman embodies what it means to be a community banker.”. I’m looking forward to seeing you at ICBA LIVE 2019! Our theme is “Community Banks Turn Up the Volume,” and community bankers and our ICBA chairman Tim Zimmerman did just that over the past year. I’ll be at ICBA LIVE 2019 in Nashville, Tenn.,

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Rebeca Romero Rainey: Mitigating cybercrime

Independent Banker

After all, the rapid rise in fraud during the pandemic would spook anyone and definitely keeps community bankers up at night, which is why meaningful monitoring and action continue to be necessary. While community banks have done much to safeguard their institutions, ongoing vigilance is needed. Where I’ll Be.

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Community banks are thriving in Texas

Independent Banker

Ken Finley, president of Johnson City Bank, in downtown Johnson City with Shannon Sultemeier, executive vice president (left); and Brenda Haynes, vice president/cashier (right). Here’s how four community banks are thriving in this environment. billion to the state’s GDP in 2019, according to state records.

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Rebeca Romero Rainey: The future is bright

Independent Banker

I was blown away by the incredible community banks that are featured, and I have a feeling you’ll feel the same way! Even after such a phenomenal ICBA LIVE and the ICBA Capital Summit, which may be happening as you read this, I can still draw such inspiration from our nation’s community bankers. I’m so glad that I did.