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Rebounding from the Downturn

Independent Banker

Community First Bank & Trust. Community First Bank & Trust had an extraordinary 2015. There were some very difficult days along the way, including a complete change in our bank’s executive management team and essentially rethinking how we executed our business from the ground up. Columbia, Tenn. ROAA in 2015: 3.63

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Advocacy at the Grassroots: A Lively Legislature

Independent Banker

The Independent Bankers Association of New York State has been actively advocating for several initiatives to enhance community banking and the communities and customers our members serve. These increased burdens and costs have had an impact on the number of community banks.

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Guest Post: Financial Markets and Economic Update by Dorothy Jaworski

Jeff For Banks

I along with countless other managers and investors were finally happy. I admire his business savvy, his wealth of knowledge about the economy and the financial markets, his ability to deal with crisis, and his dedication to making people’s lives better through JP Morgan Chase Bank community initiatives. Yes, M2 matters.

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Xero TaxTouch is Tinder for the Gig Economy’s Taxes

Fintech Labs Insights

The app, Xero TaxTouch aims to help self-employed workers track business expenses and manage their business-related tax deductions. It also tracks estimated taxes and generates a report to help users prepare a Schedule C document to send to their Xero tax accounting professional (if they have one).

Taxes 12
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Banking's Top 5 in Total Return to Shareholders: 2018 Edition

Jeff For Banks

But once they turned things around they took their deferred tax asset back onto their books and did three acquisition. is the parent company of Willamette Valley Bank, a community bank headquartered in Salem, Oregon. In 2011, they achieved an 0.85% ROA and a 10% ROE. It's non-performing assets to assets at that time.

Oregon 101
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Guest Post: FInancial Markets and Economic Update by Dorothy Jaworski

Jeff For Banks

This is because the economy has been gaining momentum, however modest, from the tax cuts and deregulation. As well as the economy has been doing from the momentum of tax cuts and reduced regulation, there are always looming issues. Dorothy has been with Penn Community Bank and its predecessor since November, 2004.

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Guest Post: Financial Markets and Economic Update by Dorothy Jaworski

Jeff For Banks

The Outlook All indications are that GDP growth is slowing, reverting back to its “new normal” range than has been in place since 2011 of 2.0% A tightening campaign that started in December, 2015 and has totaled 2.25% has basically offset the boost from tax cuts and the tightening also succeeded in flattening the yield curve.