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Should Congress Increase FDIC Insurance Limits?

South State Correspondent

In the wake of regional bank failures, one potential answer to equity shorting and bank runs is having the FDIC increase deposit insurance. private and public lending markets are the world’s envy, with a wide availability of financing options for many capital seekers across the entire capital stack. economy needs.

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U.S. Farming Has A Banking Problem

PYMNTS

expanded their financing to farming businesses significantly between 2008 and 2015, according to filings with the Federal Deposit Insurance Corporation analyzed by Reuters. percent: the growth rate of FDIC-insured bank loans to farm borrowers as of March 2019. Capital One Finance Corp. percent drop from December 2015 levels. .

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Silicon Valley Bank Failure – Lessons in Interest Rate Risk Management

South State Correspondent

While we will cover the general lessons HERE , in this article, we wanted to focus on the root cause – how and why interest rate risk caused the second-largest bank failure in US history (Washington Mutual was the largest in 2008). That fact makes the bank’s deposits less sticky and subject to outflow at any sign of insolvency.

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5 Reasons to Increase SBA Loan Origination at Your Bank or Credit Union

Abrigo

I’d say do it right now.” Wear noted that in the 2008 financial crisis, when the SBA similarly increased guarantees of 7(a) loans to 90%, it ran out of funding before the end of the fiscal year. “I Export Working Capital loans are up to $5 million and are for terms of up to 12 months. We know 2020 stunk,” he said. “As

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5 Reasons to Increase SBA Lending at Your Bank or Credit Union

Abrigo

I’d say do it right now.” Wear noted that in the 2008 financial crisis, when the SBA similarly increased guarantees of 7(a) loans to 90%, it ran out of funding before the end of the fiscal year. “I Export Working Capital loans are up to $5 million and are for terms of up to 12 months. We know 2020 stunk,” he said. “As

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Predicting the Next Banking Crisis Is a Fool’s Game. Not Learning From the Last One: Equally Foolish

Jeff For Banks

Finally, resolution of failing financial institutions requires that the deposit insurance fund be strongly capitalized with real reserves, not just federal guarantee.” According to the FDIC, the causes of the 2008-09 financial crisis lay partly in the housing boom and bust of the mid-2000s; partly in the degree to which the U.S.

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Reports of Small Business Lending’s Death are Greatly Exaggerated

Celent Banking

Let’s take a look at data compiled by the FDIC starting in 2010. The facts are that US small business loan volume and dollar value outstanding are at their highest levels since the FDIC began collecting this data from banks. And by the way, there are almost 2,200 fewer banks in the US today than prior to Lehman’s collapse in 2008.

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