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Commercial Credit Trends – Where to Tread Carefully

South State Correspondent

Lending is getting riskier. In 2021, we published articles warning bankers against higher rates (for example, HERE ) and the resulting impact on credit. We have seen the higher rates, and now bankers should brace for a credit shock. Once again, it is time to play more defense. Credit volatility also is seeing an increase.

Trends 195
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2021 GonzoBanker Awards

Gonzobanker

THE BANKER AWARDS. Lots of tech and operations to clean up, it appears, but no solid bank is better qualified than the team from Minneapolis. Lots of tech and operations to clean up, it appears, but no solid bank is better qualified than the team from Minneapolis. Doug Larson. Gonzo readers, 2021 was just plain schizophrenic.

Fintech 143
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Beneficial State Bank’s financial activism

Independent Banker

Founded in 2007 with a focus on community development, the community development financial institution (CDFI) has goals that extend far beyond its West Coast communities. It’s a CDFI, which means that 60% of lending is made to low- and moderate-income customers or underserved communities. billion-asset community bank in Oakland, Calif.,

Oakland 153
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Reverse Trend

Independent Banker

Community banks, which will continue to face a growing number of senior customers with everyday cash needs and built-up home equity, should explore this niche lending opportunity, two community bankers providing these specialty loans suggest. who oversees 32 loan officers dedicated to providing the loans.

Trends 70
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Fools Rush In: 37 Of The Worst Corporate M&A Flops

CB Insights

On the eve of Yahoo’s acquisition of social networking platform Tumblr, then Yahoo CEO Marissa Mayer wrote a Tumblr post promising “not to screw it up.” Below, we look at some the worst mergers and acquisitions undertaken by large corporations, and how the good times went bad. The Sad State of Corporate Innovation. Microsoft and Nokia.

Google 76
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Gonzo Goes to BAI Retail Delivery 2014: Sweet Home Chicago?

Gonzobanker

And, man, did it ever … with the Aliens -esque signs of bankers getting their brains sucked out (or was it minds being blown by presenters, not sure?). He appealed to bankers to talk about their value creation and higher purpose instead of just making money. Innovation Showcase & Global Innovation Awards.

Chicago 97
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Auto Loans On Fire: Sizzle Or Big Fizzle In The Making?

PYMNTS

While everyone is gearing up for the Oscars, some of us may be in La La Land blithely ignoring smoke coming from the auto industry. Turns out numbers are popping up in other places that corroborates the bigger picture. Mobile is the wave of the future in payments, and the wave shows no sign of cresting. From Ring comes ca-ching.

Lending 101