Long Lasting Ideas

JUNE 28, 2018

Subprime mortgages, greedy big banks and brokered deposits were at the root of the 2007 financial crisis, or so goes the case of federal regulators who helped saddle institutions big and small with Dodd- Frank. Continue reading Study Sacks FDIC Fears on Brokered Deposits at Bank Marketing Strategy + Ideas.

FDIC 49

FDIC Study Marketing Strategies Regulation 49

PYMNTS

MARCH 18, 2019

recently fell to the lowest rate since the 2007-2009 financial crisis, but a new product launch from JPMorgan Chase & Co. According to the Federal Deposit Insurance Corporation (FDIC), the percentage of unbanked Americans fell to its lowest level since the 2007-2009 financial crisis. households remain unbanked. In 2017, 6.5

America 175

America Survey FDIC System 175

Jeff For Banks

JANUARY 14, 2021

When I made that speech in 2008, there were approximately 8,500 FDIC-insured financial institutions and today that is around 5,000, a 40% decline. Prediction: Community Banks with < $10 billion in total assets will continue to lose market share. Eighteen percent of that group opened an account at a digital bank. Result: Mixed.

Community Bank 130

Community Bank Community FDIC Strategy 130

Jeff For Banks

JUNE 4, 2018

"The FDIC recently has observed instances of liquidity stress at a small number of insured banks." So opened the Summer 2017 FDIC Supervisory Insights issue. I recently wrote that I thought bankers would have to prepare to offer rates more in line with the market. And so went your exams. The Fed Funds Rate was 1.25%-1.50%.

FDIC 60

FDIC System Regulation Conference 60

Jeff For Banks

JUNE 2, 2023

More recently and by comparison, the mortgage meltdown and subsequent global financial crisis took down more than 500 banks between 2007 and 2014, with total assets of nearly $959 billion. Between 1980 and 1995, more than 2,900 banks and thrifts with collective assets of more than $2.2 trillion failed. What caused it?

FDIC 78

FDIC Community Bank Regulation Lending 78

PYMNTS

OCTOBER 1, 2019

Five years after the worst of the carnage in the data out of the Federal Deposit Insurance Corporation (FDIC) showed that lending was beginning to normalize — lending to big businesses had recovered, consumer lending was showing signs of thawing as the mortgage markets began showing signs of coming back from the dead.

Data 135

Data Lending Capital Regulation 135

Jeff For Banks

OCTOBER 4, 2014

Now the amount of money in US registered investment companies exceeds that in FDIC insured banks. The branch is king, and if you don''t have one in a market, you will not succeed there. Lending Club funded $5 billion in loans since its founding in 2007. Was Vanguard a disruptor? Was ING Direct a disruptor? And Quicken Loans.

Technology 104

Technology Cyber Security FDIC Strategy 104