Remove 2004 Remove Marketing Remove Millennials Remove Technology
article thumbnail

What #Banking Trend Will Have the Greatest Impact on Your Bank?

Jeff For Banks

And then what happened in 2004-06 happened again. The Fed has paused for nearly a year now, and it was our experience in 2006-07 that bank cost of funds continued to increase as the market closed the delta between what someone could earn in a money market mutual fund and a bank account. Cost of funds is leveling off now.

article thumbnail

Have Pillow, Will Trade? How Digital Is Stirring A New Age Of Bartering

PYMNTS

Granted, IBW is not exactly an organic event – similar to Prime Day , it seems to be more of a marketing event, focused mostly on bread-and-breakfast experiences. In fact, digital technology is a key part of setting up certain exchanges via barter, given the efficiency of that global communication method.

Montana 102
Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

From Investing To Budgeting, How Millennials Are Disrupting Personal Finance

CB Insights

While the media often portrays millennials as preoccupied with the rising prices of festival tickets and avocado toast, their real financial concerns are a bit more practical. But millennials face significant headwinds in making those financial dreams a reality. get the REPORT on next generation investors. From big banks to big tech.

article thumbnail

Could Grubhub Become The Amazon Of Restaurants?

PYMNTS

Remember, before Grubhub bought LevelUp, Chase put a few tens of millions into them as the technology partner that would ignite Chase Pay acceptance at QSRs. Grubhub founders Matt Maloney and Mike Evans wanted to solve a simple problem in 2004: make it easy for consumers to order food from local restaurants and have it delivered.

Online 125
article thumbnail

Killing The I-Bank: The Disruption Of Investment Banking

CB Insights

At the same time, financial upstarts have built technologies that could eventually cut into the relationship-driven work that investment banks are used to doing. But there’s no question that the way these institutions function has shifted, pushed along especially by the financial crisis and technology trends. Table of contents.

article thumbnail

Mortgage Tech 101: What It Is & Why It’s Taking Off Now

CB Insights

The impact of tech on the mortgage market is still in the early innings. Mortgage technology startups are companies that apply digital processes to mortgage origination, underwriting, servicing, investment, and other associated business activities. Startups are using technology to redefine the mortgage industry. Mortgage Tech.

article thumbnail

Closing the Case for Customer Centricity & Digital Transformation

FICO

Despite decades-long customer relationships, years of aggressive investment in information technology, and volumes of rich customer data from which personalized services could be extracted, traditional companies continue to bleed customers: In banking, 5.6 million U.S. customers switched their primary banks last year; 6.3