Remove 2004 Remove Community Bank Remove Management Remove Regional
article thumbnail

How The Fed Will Impact Your Deposit Beta

South State Correspondent

In our previous article ( HERE ), we reviewed the banking industry’s cost of funding earning assets (COF), and we compared how community banks’ COF behaves relative to national banks in a rising interest rate cycle. How to Apply to Your Bank. Influences on Deposit Beta.

article thumbnail

Guest Post: Financial Markets and Economic Update - First Quarter 2024

Jeff For Banks

ISMs and regional Fed surveys have been mostly negative for months on end. DLJ 03/15/24 Dorothy Jaworski has worked at large and small banks for over 30 years; much of that time has been spent in investment portfolio management, risk management, and financial analysis. GDP shows up as weak every other quarter.

Marketing 146
Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

Guest Post: Financial Markets & Economics Update by banker Dorothy Jaworski

Jeff For Banks

Did you manage a vacation over the summer? Our regional economy, covered by the Philadelphia Federal Reserve’s Third District, is doing well into the fourth quarter. Dorothy has been with Penn Community Bank and its predecessor since November, 2004. Many schools are conducting hybrid and virtual classes.

article thumbnail

Guest Post: Financial Markets and Economic Update by Dorothy Jaworski

Jeff For Banks

The recent March, 2018 report for our Philadelphia Region was overall quite positive; the words “modest” or “moderately” were used 16 times on two pages. Dorothy has been with Penn Community Bank and its predecessor since November, 2004. The implication is that the economy here is okay and still growing.

article thumbnail

Guest Post: Fourth Quarter and Year End Economic Commentary by Dorothy Jaworski

Jeff For Banks

In our region, the Philly Fed indices of business activity all turned negative in December, but, hey, higher rates will help, right? Dorothy has been with Penn Community Bank and its predecessor since November, 2004. Housing is volatile, especially at this time of year. Why is the Fed trying to slow down GDP growth of 1%?

article thumbnail

2015 Holiday Marketing Efforts from the Top-20 U.S. Banks

Fintech Labs Insights

Detail holiday branch hours & service options (extra credit for a plug for online/mobile banking). This is not a tall order, yet only 9 of the 2o largest banks managed to do even one of those five during the week leading up to Christmas. Banks in the Holiday Spirit. Regions Bank. Score: (2.5).