loans-business 
Jeff For Banks
DECEMBER 22, 2013
In its latest investor presentation, BofI claims that its business model is more profitable because its costs are lower. Marlin Business Services Corp. Nasdaq: MRLN) Continuing the theme of niche banks, Marlin is a direct lender providing financing to business so they can acquire new equipment and technology while preserving capital.
Jeff For Banks
JULY 22, 2013
Bank Exec: The mortgage business only has a 30-day business plan. Bank SVP: the mortgage lending business is like a shark. And by the way, if Dodd-Frank tried to weed out bad actors in this market and put bankers back in the business, think again. Bank CEO: I''m currently a development loan workout specialist.
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Jeff For Banks
MARCH 29, 2013
If you could build a bank that delivered a 2.49% ROA, twenty three percent deposit growth that is 100% core, and zero non-performing loans, would you do it? It opened for business in 2003 and hasn''t been below a 2% ROA since 2005. That is exactly what Salt Lake City''s Optum Bank delivered. Would you like those numbers?
Jeff For Banks
MARCH 18, 2013
And auto loans performed well during the most recent recession. Bank CEO to me: A great relationship might get you 25bps on a loan. NJ Bank Exec: We have a handful of shore loans where we not only can''t find the building, we can''t find the land. At a time of low loan demand, perhaps a process review is in order.
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Commercial construction is ramping up as developers pursue new business opportunities. It is important to enter the loan and construction process with a clear understanding of how it works, the challenges that will arise, and how to avoid potential pitfalls. Construction loan documentation protections for lenders.
Jeff For Banks
NOVEMBER 30, 2013
The holidays are upon us and the public relations blitz is on so we patronize small businesses for Christmas shopping. Do small businesses have a unique value proposition that larger stores do not? The latter is a failed business idea. So the local owners think they perpetuated their business model by keeping out a competitor.
Jeff For Banks
NOVEMBER 18, 2013
He was strongly in favor of showing summary level financial projections for "business as usual" at the financial institution. The projected business as usual eps grew at a compound annual growth rate (CAGR) of 5.4%. Except that I used actual core eps from 2007-12 for the business as usual row. He is right.
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Not all automated loan doc prep solutions are created equal. Learn what you should know so that you can make the best choice for your business. For lenders, this means an influx of loan applications and paperwork.
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Generative AI (Artificial Intelligence) is poised to revolutionize the world of business lending. By understanding the impact and possibilities of Generative AI in business lending, banks can stay ahead of the curve and make informed decisions. With Generative AI you get more customization and stronger results.
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What should you look for in a Business Lending Platform? This eBook explains the features of a Business Lending Platform that community banks should make their top priorities when evaluating any business lending software.
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Estimating the risks or rewards of making a particular loan, for example, has traditionally fallen under the purview of bankers with deep knowledge of the industry and extensive expertise. In this white paper, we cover: The landscape of common AI use cases -- across every line of business and function in a bank. But times are changing.
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Small Business Administration (SBA) loans are more important than ever for banks in the wake of the COVID-19 pandemic and the Paycheck Protection Program (PPP). A digital-first strategy for SBA loans is required to capitalize on the permanent impact to business banking.
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Trellis is a state trial court research and analytics platform that provides Real Estate Professionals (Buyers, Foreclosure, Loan Modification, etc.) with LEADS on Pre-Foreclosures, Lis Pendes, Distressed Assets and more — to help uncover **new** opportunities and grow their business.
Advertiser: Data Robot
Estimating the risks or rewards of making a particular loan, for example, has traditionally fallen under the purview of bankers with deep knowledge of the industry and extensive expertise. In this white paper, we cover: The landscape of common AI use cases -- across every line of business and function in a bank. But times are changing.
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