CFPB Monitor

NOVEMBER 8, 2018

Colorado’s Attorney General has indicated that at least half of all retail lenders closed their doors following the enactment of legislation in 2010 that restricted payday loan fees to an average APR of about 120%. The other states to have done so are South Dakota, Ohio, Arizona, and Montana.

Colorado 94

Colorado South Dakota Montana Arizona 94

PYMNTS

JULY 26, 2019

Sprint will let go of Boost Mobile, Virgin Mobile and its prepaid phone operations, and both companies will let go of wireless spectrum so that it can be used by Dish Network. Dish will get at least 20,000 cell sites and hundreds of retail stores. It will also have access to T-Mobile ’s network for a period of seven years.

District of Columbia 115

District of Columbia South Dakota Mobile Nebraska 115

PYMNTS

SEPTEMBER 2, 2019

As PYMNTS prepares to BBQ and drink sangria and maybe even hum some union solidarity anthems in honor of this holiday weekend, we ask you to take a few moments to join us on a “greatest-hits tour” of this past summer of retail. One example was provided by retail chain Urban Outfitters. New Subscription Push. Voice and Tariffs.

South Dakota 163

South Dakota North Dakota Apple Retail 163

PYMNTS

JUNE 22, 2018

Five Supreme Court justices may have settled one of the longstanding issues of online retail, but that does not mean everything has suddenly cleared up. First, no sense of sky-is-falling doom emerged from any reliable retail or payments source. And then there is this: eCommerce isn’t going away. It accounts for more U.S.

Taxes 114

Taxes Online South Dakota Retail 114

PYMNTS

DECEMBER 30, 2019

Aftershocks from the South Dakota v. Wayfair Supreme Court decision continue to rattle online merchants, as three states (California, Louisiana and South Carolina) are now trying to collect eCommerce sales tax retroactively, as far back as five years. To date 43 states and Washington, D.C. Implementation.

Taxes 130

Taxes Alaska South Dakota South Carolina 130

PYMNTS

OCTOBER 24, 2019

The 2018 South Dakota v. Online retailers aren’t sitting still when faced with new taxes — and some are even fighting back in court. Small retailers may be struggling with Kansas’ law, but large retailers are meanwhile coming under fire in South Carolina. Some marketplace facilitator laws are written so.

Taxes 101

Taxes San Jose Kansas South Dakota 101

PYMNTS

SEPTEMBER 19, 2016

” That scaling will see Google up its last-mile instant delivery platform very far and wide with launches in Minnesota, Nebraska, Colorado, North Dakota, South Dakota, Mississippi and New Mexico. That can’t always be other retailers’ business model.”.

Google 100

Google South Dakota North Dakota Los Angeles 100

PYMNTS

MARCH 30, 2016

As The Christian Science Monitor notes, the governor of New York is already pushing for a statewide hourly minimum of $15 by July 2021, while states like Maryland, Nebraska, Alaska, South Dakota and Illinois have elected to increase their respective minimum wages (albeit to lesser degrees). My mom and my kids will be affected by it.

California 100

California Los Angeles South Dakota Retail 100

PYMNTS

JULY 13, 2018

Second-quarter net income was impacted by a $481 million one-time expense resulting from a key Supreme Court decision related to online sales, South Dakota v. The San Francisco-based bank had a total of 5,751 retail branches by the end of the second quarter, citing 114 branch consolidations during the first half.

South Dakota 101

South Dakota San Francisco Indiana Wisconsin 101

PYMNTS

MARCH 10, 2016

The bold-yellow-lettering-on-blue-background-adorned movie rental stores that dotted the American landscape throughout the 1990s — Gothamist notes that, as late as 2004, there were around 9,000 Blockbuster locations in business across the country — now number a scant 51 independently operated franchises.

Video 100

Video South Dakota United States Retail 100

PYMNTS

SEPTEMBER 17, 2019

Policymakers may have simply shifted operating firms from one industry to another, having no real effect on market conduct,” Ramirez writes. In its press releases, the firm seems to much prefer the term “specialty financial services and retail company.”. Not that Smart Financial ever refers to itself as a pawn shop.

Ohio 151

Ohio Lending Iowa South Dakota 151

PYMNTS

OCTOBER 28, 2019

The 2018 South Dakota v. American businesses had more tax minimizing options prior to the ruling, as retailers selling all across the country were taxed on their physical presences. Many online sellers worldwide were — and continue to be — surprised by the South Dakota v. Wayfair ruling’s impacts.

South Dakota 105

South Dakota Taxes Retail Arizona 105

CFPB Monitor

SEPTEMBER 9, 2020

Citibank (South Dakota), N.A., While we believe that adoption of the Proposed Rule would greatly advance the availability of credit and efficient Bank operations, our letter also notes one potentially problematic aspect of the Proposed Rule. As the Supreme Court instructed in Smiley v.

FDIC 78

FDIC National South Dakota Lending 78

PYMNTS

NOVEMBER 29, 2019

As has been well-reported in this space, the regulatory landscape is changing for companies in the wake of the 2018 Supreme Court decision captioned South Dakota v. For some of these people who have been audited by South Dakota, they have no idea that the next letter they are going to get will come from New York,” Peterson said.

Taxes 134

Taxes South Dakota New York Nebraska 134

PYMNTS

JUNE 10, 2020

Beyond the challenges of the pandemic that is forcing businesses to grapple with all manner of operating challenges, tax complexity has been building over the years on a global stage — and it’s only going to increase. One significant example can be found in the 2018 Supreme Court ruling known as South Dakota v.

Taxes 131

Taxes South Dakota Software Compliance 131

CB Insights

APRIL 24, 2018

Research BRIEFING: Surviving the Retail Apocalypse. How are brick-and-mortar retailers surviving and adapting in the world of digital commerce? The retail apocalypse has claimed many victims , with almost 7,000 stores closing in the US in 2017. And that’s just since February. However, this isn’t the whole story.

Retail 59

Retail Trends Technology Branding 59

CB Insights

JULY 17, 2018

In the past decade, restaurant and bar purchases have grown at twice the rate of general retail spending. But with commercial rents continuing to rise in most urban areas, it’s been a challenge both for small businesses and national retailers to find affordable space. That’s not a new development. Automatic food: Cafe X.

San Francisco 69

San Francisco California United States CA 69