CFPB Monitor

APRIL 7, 2020

Cottonwood operates approximately 340 retail lending outlets in Idaho, Illinois, Michigan, New Mexico, Texas, Utah, and Wisconsin under the name Cash Store. The CFPB announced that it has entered into a settlement with Cottonwood Financial, Ltd., The consent order requires Cottonwood to pay a civil money penalty of $1.1

Idaho 78

Idaho Wisconsin Utah New Mexico 78

PYMNTS

SEPTEMBER 17, 2019

While short-term lending in general has a pretty rough reputation, the pawn loan is the most ill-regarded arena in an already unloved category of consumer lending. The loan amount a borrower can get from a pawnbroker is determined solely by the value of the item itself; as in most forms of short-term lending, there is no credit check.

Ohio 151

Ohio Lending Iowa South Dakota 151

Gonzobanker

DECEMBER 22, 2020

Financial institutions went from having no PPP lending program at all to funding their first loan in 90 days – and this with literally last-minute regulatory guidance. To Idaho Central Credit Union Chair Dorothy Ricks , who passed away unexpectedly in November. billion is just glad we own some Bitcoins at this point.

Idaho 172

Idaho Community Industry Strategy 172

MyBankTracker

JUNE 11, 2020

BECU does not charge any origination or application fees for its personal loans , so you only have to worry about typical lending fees, like late or missed payment fees. In the best case, confusion can delay the lending process while the lender asks you for additional information. Fees are another major aspect of personal loans.

Washington 52

Washington Idaho Meeting Cards 52

Gonzobanker

DECEMBER 20, 2019

Kent Oram, CEO, Idaho Central Credit Union – As evolution, revolution and occasional shareholder dilution occur across the industry, a leader in Idaho has quietly worked over the past 12 years on accumulating legendary performance. So many miles to go, retail bankers! The Tech Award – Goes to Capital One.

Idaho 148

Idaho Conference Data Marketing 148

Gonzobanker

JUNE 26, 2019

The contact center has been rapidly gaining popularity for CRM platforms in retail-oriented credit unions. Idaho Central Credit Union and Delta Community Credit Union successfully deployed CRM in the contact center. BCU is currently implementing a CRM platform to augment its new account, consumer lending and mortgage lending efforts.

Idaho 131

Idaho Michigan System Lending 131

Gonzobanker

DECEMBER 19, 2022

SoFI gets a commercial bank that brings deposits, compliance, AND business lending. Goes to MoneyLion for lots of obvious inappropriate behavior including violating the Military Lending Act regarding capped lending rates. Knowledgeable from retail to complex treasury needs, Cody is one of the best. Goes to CSI.

Community 216

Community Fintech Industry Innovation 216