PYMNTS

OCTOBER 10, 2019

Knowledge-based authentication (KBA) tools, including passwords and security questions, tend to be the primary strategy for verifying identity, and this is true for areas of financial services beyond the consumer world.

Strategy 124

Strategy Lending Knowledge Base Tools 124

PYMNTS

SEPTEMBER 6, 2018

Many FinTech firms operate with an on-demand mentality — services, payments and lending done 24/7, across time zones and currencies. Might an on-demand mindset benefit those tech upstarts when tackling issues like fraud and anti-money-laundering (AML)? Call it an à la carte approach — a pick-and-pay process.

Compliance 133

Compliance Fintech Regulation Knowledge Base 133

Gonzobanker

MAY 7, 2018

Progress made in the efficiency ratio has primarily been achieved by: greater interest income through lending activity; a near-zero cost of funds environment; and. While efficiency targets and productivity initiatives have been common in banks, the fragmented and expensive commercial lending and credit function has gotten a pass.

Leadership 87

Leadership Operations Lending Strategy 87

William Mills

MAY 11, 2016

Demo: Sezzle app with knowledge based authentication to link bank accounts. Then confirm identity with knowledge based authentication. Started talking about the challenge of having to change credit cards all the time (due to fraud). BLEND stands for better lending. Plus the 1% rewards. ^KT. I like that.

Video 40

Video Mobile social media Analytics 40