Commercial Lending USA

AUGUST 29, 2022

Heavy Equipment Product Knowledge Base.

Knowledge Base 75

Knowledge Base Resources Lending 75

Abrigo

MAY 19, 2017

With the National Credit Union Administration issuing its final member business lending (MBL) ruling as of January 2017, credit unions are seeing increased flexibility in their lending limits. Internal foundation for growth The new MBL rule creates a foundation for commercial lending practices and portfolio growth.

Lending 150

Lending Analysis Knowledge Base System 150

Gonzobanker

JANUARY 4, 2024

The multi-year CRM deployment is losing steam due to low adoption by the lending teams (“We already have a tool to manage pipeline”), and customer profiles are unreliable and a far cry from an aspirational 360-degree view. If it originated in the branch, clients get a call at two weeks if (and this is a big if ) bankers can find the time.

Customer Experience 149

Customer Experience Community Knowledge Base Tools 149

PYMNTS

OCTOBER 10, 2019

Knowledge-based authentication (KBA) tools, including passwords and security questions, tend to be the primary strategy for verifying identity, and this is true for areas of financial services beyond the consumer world.

Strategy 124

Strategy Lending Knowledge Base Tools 124

PYMNTS

OCTOBER 4, 2019

That does not mean older verification methods are obsolete, however: Many companies still rely on knowledge-based authentication (KBA) methods like passwords or security questions, even in areas like business lending — where stringent verification is crucial.

Online 144

Online Ohio Knowledge Base Regional 144

Gonzobanker

MAY 7, 2018

Progress made in the efficiency ratio has primarily been achieved by: greater interest income through lending activity; a near-zero cost of funds environment; and. While efficiency targets and productivity initiatives have been common in banks, the fragmented and expensive commercial lending and credit function has gotten a pass.

Leadership 103

Leadership Operations Lending Strategy 103

PYMNTS

SEPTEMBER 6, 2018

Many FinTech firms operate with an on-demand mentality — services, payments and lending done 24/7, across time zones and currencies. There also is what is being billed as a “plugin knowledge base” that offers implementation and reference guides, along with videos. Call it an à la carte approach — a pick-and-pay process.

Compliance 133

Compliance Fintech Regulation Knowledge Base 133