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US Inches Toward Open Banking With CFPB Notice

PYMNTS

With more and more FinTechs introducing their own banking services, the competition is heating up. Small business lending platform BlueVine is the latest FinTech to take this path, having taken the wraps off of its banking solution this week with the launch of BlueVine Business Banking. Plus, the U.S. TrueLayer Launches in Australia.

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Real Innovation Solves Today’s Problems, Not Tomorrow’s

PYMNTS

We listen to our customers, we watch consumer trends and we observe what FinTech companies are working on. DM: In 2003, I pushed the organization I was with to launch a surcharge-free network in Tennessee. And all have enhanced the user experience in some major way. The conversation is excerpted below.

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Who Will Disintermediate The Intermediaries?

PYMNTS

Traditional acquirers are being marginalized by technology players that provide solutions — not just payments processing — to software platforms who want more control over the end-to-end payments experience for the merchants with which they do business. In 1916, Clarence Sanders opened the first self-service grocery store in Tennessee.

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We analyzed 7 of the fastest-growing personal finance apps of all time to figure out the secrets to their success — here’s what we learned

CB Insights

Many fintech companies out there are trying, very literally, to become the next Mint.com. Like NerdWallet is today, Mint became an authority in the space — a reputation that allowed it to overcome some of the inherent difficulties in being a personal fintech company that relies on people sharing their financial information.

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