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The $300B Employee Financial Stress Tax On Employers

PYMNTS

Thus: short-term lending, massive debt and a financial black hole that gets deeper and deeper. The company – which provides both financial education and short-term lending programs to more than 100,000 employers, who in turn offer them to their employees – was born of Kilby’s personal experience.

Taxes 101
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What's With Regulator Agita Over Bank Commercial Real Estate Lending?

Jeff For Banks

Today, I read an American Banker article on how a multi-billion dollar bank is going to ramp up its business lending. To remind readers, in 2006 the OCC, Federal Reserve, and FDIC issued joint interagency Guidance on Concentrations in Commercial Real Estate Lending. They need a marketing person to title their reports.

Lending 60
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Predicting the Next Banking Crisis Is a Fool’s Game. Not Learning From the Last One: Equally Foolish

Jeff For Banks

The old borrow short, lend long strategy. I want to read to you the FDIC’s conclusion from their An Examination of the Banking Crisis of the 1980’s and Early 1990’s. Third, the regulators need adequate financial resources. Although community banks did not lend to sub-prime borrowers in any meaningful way, did we participate?

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The Current State of Ag Lending: Challenges for Borrowers, Lenders, and How to Overcome Them

Abrigo

Key Takeaways The FDIC issued an advisory to FIs encouraging safe and sound lending practices in today's ag lending environment. Technology has been a key resource for both ag borrowers and ag lenders seeking efficiency, growth, and profitability. On January 28, the Federal Deposit Insurance Corp. Learn More.

Lending 195
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Advocacy: Election Returns

Independent Banker

ICBA is committed to advancing and enacting the provisions of the Plan for Prosperity with all due vigilance and the aggressive use of every resource at our disposal. Advocacy Resources. FDIC Assessment Rules. Fair lending ruling. Here’s an outline of the key activities ICBA’s advocacy team in Washington, D.C.,

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What’s in it for Me? Real Estate Investment Technology

Fintech Labs Insights

The company sells debt securities called Limited Resource Obligations (LROs) to investors with a minimum investment of $10. Lending Home is open to accredited investors looking to fund real estate investment projects for a term of 12 months or less. Groundfloor. Once investors purchase an LRO, they become a creditor to Groundfloor.

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Acquire or Be Acquired 2018: Breaks, Bulls and Business Models

Gonzobanker

Nothing seems to put a bounce in a banker’s step more than a tax break and regulatory relief, and this bountiful energy was radiating at Bank Director’s annual “mecca” for bank M&A in Phoenix last week – Acquire or be Acquired. For those in the know – simply AOBA. The chatter at AOBA centered on three important topics: #1: The Breaks.

Taxes 76