South State Correspondent

AUGUST 21, 2022

We compared and contrasted the two strategies and sized the market for community banks. Eliminate Interest Rate Risk: Eliminate margin compression when interest rates rise. Meet Competitive Pressures: National and larger regional banks are specifically targeting better borrowers for seven, ten, or 20-year fixed-rate loans.

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How To Community Bank Community FDIC 195

South State Correspondent

MARCH 15, 2023

While we wrote about the root cause of the failure of Silicon Valley Bank (SVB) HERE , the lessons of the current banking crisis go beyond interest rate risk management. While interest rate risk caused the most significant impact on value, several other factors contributed to the terminality of each bank that was closed.

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social media FDIC Branding Management 195

Abrigo

OCTOBER 9, 2019

In a recent survey by the National Association for Business Economics, 74% of economists who responded expect a recession by the end of 2021. Charge offs were close to zero for most banks since 2013, according to call report data from S&P Market Intelligence.

Data 150

Data Exercises Software Tools 150

Independent Banker

FEBRUARY 24, 2016

So our examiners will be vigilant in evaluating credit risk, and banks of all sizes should be as well. Having said that, I believe very strongly that community banks have a bright future, and they don’t need to ease or lower their standards to build market share. BSA compliance will remain among the OCC’s top priorities this year.

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Community Bank Community Regulation Compliance 70

Lex Sokolin

DECEMBER 31, 2020

Understanding Robinhood, Derivatives, and Market Makers to see this clockwork machine in action. If you want some earlier thinking on China and CBDC design options, see War over Money reaches new heights, as Libra opts into regulation, China launches national blockchain, and Financial Stability Board raises alarm. Black Lives Matter?—?structural

Fintech 52

Fintech Bitcoin blockchain Google 52

Lex Sokolin

DECEMBER 31, 2020

Understanding Robinhood, Derivatives, and Market Makers to see this clockwork machine in action. If you want some earlier thinking on China and CBDC design options, see War over Money reaches new heights, as Libra opts into regulation, China launches national blockchain, and Financial Stability Board raises alarm. Black Lives Matter?—?structural

Fintech 52

Fintech Bitcoin blockchain Google 52

Abrigo

MARCH 17, 2022

Takeaway 2 The severely adverse scenario from regulators presents a very severe global recession combined with severe stress in the CRE market and the corporate debt market. Prudent stress testing as a risk management tool helps the enterprise see where the potential pitfalls are in their plans.

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Capital Regulation Risk Management Community 195