PYMNTS

MARCH 27, 2018

It’s an oft-quoted stat, illustrating how ill-prepared many individuals and families are to deal with shocks and unforeseen events. Thus: short-term lending, massive debt and a financial black hole that gets deeper and deeper. Or maybe they’re facing the massive financial event of buying a house. is solved by 1:10 am,” he said.

Taxes 101

Taxes United States Lending System 101

Abrigo

SEPTEMBER 5, 2023

unsecured lending is bad rather than unsecured lending should only be extended to high pass risk rated credit). For example, the lack of guarantee may not cause a charge-off, but it limits options in the event of a workout. and property tax payments. Get details in "A guide to implementing credit policy."

Policies 195

Policies Lending Risk Management Examples 195

Jeff For Banks

JUNE 2, 2023

The old borrow short, lend long strategy. I want to read to you the FDIC’s conclusion from their An Examination of the Banking Crisis of the 1980’s and Early 1990’s. Who would’ve thought lending $1 million to a San Francisco cab driver to buy a house at 100% loan to value would go bad? We took a serious reputational hit.

FDIC 78

FDIC Community Bank Regulation Lending 78

Independent Banker

JULY 29, 2016

Meet with dozens of candidates from across the country and attend hundreds of events in Washington and in congressional districts so that we can get to know these important decision makers. FDIC Assessment Rules. Fair lending ruling. Here’s an outline of the key activities ICBA’s advocacy team in Washington, D.C.,

Community Bank 70

Community Bank Community Washington FDIC 70

Fintech Labs Insights

APRIL 17, 2017

Lending Home is open to accredited investors looking to fund real estate investment projects for a term of 12 months or less. Investor funds are held in an Investors Trust Account with City National Bank and in the event of default, the funds are FDIC insured up to $250,000. LendingHome. The minimum investment is $1,000.

Technology 19

Technology Montana Company Management 19

Gonzobanker

FEBRUARY 7, 2018

Nothing seems to put a bounce in a banker’s step more than a tax break and regulatory relief, and this bountiful energy was radiating at Bank Director’s annual “mecca” for bank M&A in Phoenix last week – Acquire or be Acquired. For those in the know – simply AOBA. The chatter at AOBA centered on three important topics: #1: The Breaks.

Taxes 76

Taxes Video Analytics Arkansas 76

PYMNTS

FEBRUARY 22, 2019

Amid rising revenues and decreased taxes, the Federal Deposit Insurance Corporation (FDIC) announced on Thursday (Feb. In an announcement , FDIC Chairman Jelena McWilliams said, “Loan balances expanded, net interest margins improved and the number of ‘problem banks’ continued to decline.”. percent from the quarter before.

FDIC 116

FDIC Taxes Industry Regulation 116