Jeff For Banks
MARCH 10, 2012
'I recently taught Bank Profitability to a Washington Bankers'' school. As part of the curriculum, we discussed the cost structure of financial institutions and how it impacts decision making. True to the subject, we discussed using product profitability data to make decisions. For example, if a product is unprofitable, should we make changes to it or cut our losses?
Money and Payments
MARCH 15, 2012
'The federal reserve has yesterday issued this study on Consumers and Mobile Financial Services. And it shows that mobiles are a game-changer, due to their ubiquity. The people that have bank account don''t use the mobile that much, but those without a bank account (the unbanked) make quite some use of it. So it turns out that in the US you can see a double usage pattern: on the one hand the signs of a developed market, moving slowly.
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