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Banking’s Hard Fork in the Post-Neobank Era

Gonzobanker

Historically, banks sold through branches and in (more or less) narrowly defined geographic areas. That banking world no longer exists. Embedded is the new “protocol” – but banks must decide between an embedded fintech and an embedded finance strategy. Strategy #1: Embedded Finance. Strategy #2: Embedded Fintech.

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Laying the Groundwork for Growth

Gonzobanker

Wells Fargo, Bank of America and Chase opened more new checking accounts in the last year than the next 17 largest banks combined and have more than 70 million total mobile users. Consider these numbers from PwC’s 2017 Digital Banking Consumer Survey : ? 46% of consumers use ONLY digital channels today.

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What’s Trending So Far In 2016

PYMNTS

Consumers are moving to the Web to do their shopping, and the tool of choice that they are using is their mobile phone (or tablet). Digital Banking. The 411 On The Digital Banking Evolution. Digital Identity. may be unable to participate in the banking system and all it has to offer.

Trends 100
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How 60+ Startups Are Disrupting Retail And Commercial Banking Around The World

CB Insights

See which startups are helping JPMorgan, Bank of America, and Citi build the digital banking platforms of the future. Why now for digital banking startups. Digital banking adoption among consumers and small businesses (SMBs) is at an inflection point. Incumbents Play Catch-Up. savings accounts.

Retail 78
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Finovate Fall 2016 Live Blog – Day 1

William Mills

Demoing – Bills for T-mobile – Brought in balance and due date. Announcement for Finovate – a new API – all current functionality is available for a white-label UI for Banks. Provides mobile banking to banks and credit unions. But came here to talk about BankJoy API –Which provides advance banking out of the box.

Mobile 40