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Top 5 Risk Analytics Posts: From Rising FICO Scores to Alt-Data

FICO

Millennials and Credit: Are We Missing the Real Story? Andrew Jennings dug into data to explore whether we’re really seeing Millennials turn away from credit. Yes, and psychometric risk analytics could expand credit in markets worldwide. Read the full post.

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Fintech'ers Will Be Right on Branching. Unless Bankers Act.

Jeff For Banks

I read a recent interview of Members 1st Credit Union CEO Bob Marquette by S&P Global Market Intelligence (link requires subscription). The red: millennials. So take the pulse of your markets, and make the branches into what your customers want and will want them to be. Look at transaction counts. Look at the surveys.

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AI Will Put 10 Million Jobs At High Risk — More Than Were Eliminated By The Great Recession

CB Insights

With the emergence of industry-specific AI, the effects of automation — initially felt in manufacturing — are seeping into retail sales, restaurants, e-commerce, marketing, and even software development. Outsize impact on the labor markets. The outsize impacts on the labor markets. How corporations are harnessing automation.