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Top 5 Risk Analytics Posts: From Rising FICO Scores to Alt-Data

FICO

For the first time since we’ve been tracking these stats, the average national FICO Score reached the 700 threshold — some 10 points above what it was just prior to the recession in October 2006.”. Read the full post. Millennials and Credit: Are We Missing the Real Story? Using Alternative Data in Credit Risk Modelling.

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GonzoBanker Awards 2017

Gonzobanker

Endless CRM and data management projects that shook our foundations and gutted our PMOs. BNC shareholders got a terrific premium, a 47% dividend increase, and a continued leadership role for Richard D. This year brought us: Mergers out the yin-yang. Heavy core conversions weighing us down. FinTech threats and distractions.

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Financial Policy Predictions 2021: Meaningful Changes Ahead

FICO

Since the FCC’s 2015 broad definition of Automatic Telephone Dialing System (ATDS) was struck down by the DC Court of Appeals, a steady stream of class action lawsuits have resulted in a number of conflicting decisions and a split among the courts. Focus will be placed on corporate governance as it relates to managing AI development and use.

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Three Top Regulatory Themes Emerge from Debt Collection Panel

FICO

I recently moderated a regulatory panel discussion before a group of nearly 100 collections and recovery (C&R) professionals at the FICO® Debt Manager™ User Group Forum. These impediments were the result of an outdated 1991 statute , overly restrictive regulations and the threat of class action lawsuits.

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