South State Correspondent

JANUARY 4, 2023

While the current growth rate needs to be left to each bank based on their capital cost, market, and risk tolerance, the general guide is that growth should be in the 3% to 5% range for this year. When offering a higher money market or CD rate, the direct damage done to cost of funds is often the least of a bank’s worries.

Community Bank 195

Community Bank Capital Training Lending 195

Gonzobanker

JANUARY 4, 2016

In an industry where the top five institutions control more than half the market share, it amazes me how few of the 6,000 other banks are taking advantage of shared insights and resources to compete. GonzoBanker Bank Chief Risk Officer Roundtable Phoenix Apr 3-5. GonzoBanker Bank CFO Roundtable Phoenix May 15-17.

San Diego 60

San Diego Phoenix social media Strategy 60

Gonzobanker

DECEMBER 20, 2019

The company’s market capitalization, which after declining to less than $600 million in the 2009 recession, has now grown to almost $3 billion. billion of assets under management. It was always clear how much Jones loves his credit union, his team and his community. Best of luck in the next chapter, Chris!

Idaho 148

Idaho Conference Data Marketing 148

Gonzobanker

MARCH 21, 2017

D+H (and before, Harland) promised integrated loan and core systems and specialized credit union functionality in the Phoenix EFE core. The Phoenix EFE core has a Microsoft-based architecture with legs. D+H’s market cap was $1.3 International players like iFlex, Infosys, SAP and Temenos promised robust U.S. Source: SNL.

Phoenix 60

Phoenix Lending System US 60

Gonzobanker

MARCH 21, 2017

D&H (and before, Harland) promised integrated loan and core systems and specialized credit union functionality in the Phoenix EFE core. The Phoenix EFE core has a Microsoft-based architecture with legs. D+H’s market cap was $1.3 International players like iFlex, Infosys, SAP and Temenos promised robust U.S. Source: SNL.

Phoenix 60

Phoenix Lending System US 60

Gonzobanker

DECEMBER 22, 2015

To those community bankers claiming their growing Compliance departments say no to everything. Community bank marketing resources. Two very strong and focused community banks unite to combine big bank reach with community bank style and make the bet that it can scale to $15 billion and beyond. Did we hear a whaaaa?

Community Bank 60

Community Bank Apple Community Technology 60

Gonzobanker

DECEMBER 14, 2023

Not the financial industry’s “Troublemakers ” – those regional and community banks, credit unions and supporting fintech entrepreneurs who continue to engage customers and communities and find niches that keep the grassroots of our country’s financial system alive and kicking. We are in awe. Seriously in awe.

Fintech 195

Fintech Community Regional Technology 195