Community FDIC Guidelines Regulation 
Jeff For Banks
MAY 20, 2017
And regulators are getting anxious. and New York Community Bancorp called off their planned merger. Both institutions were over the CRE concentration guidelines, so putting them together would exasperate this risk, so the regulatory thinking must have been. We perform this service for dozens of community banks.
Social Assurance
MAY 22, 2020
The Office of the Comptroller of Currency (OCC) released its final rule that aims to modernize and update the Community Reinvestment Act’s (CRA) framework. While the FDIC and Federal Reserve did not join the OCC in releasing this rule, they have released their proposed rule. Revised Reporting Guidelines. Key Takeaway.
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Abrigo
APRIL 21, 2020
Key Takeaways Financial institutions have 10 calendar days to disburse PPP loans To address financial institutions’ liquidity and leverage concerns, regulators have helped to facilitate lending. To address financial institutions’ liquidity and leverage concerns, regulators have helped to facilitate lending. How to fund PPP loans.
NCR
AUGUST 31, 2016
Yet banks need one important yet not easily attainable ingredient to do mortgages right in an era of ever-increasing rules and regulations—quality. Some banks choose to overcome the quality hurdle—which is demanded by both regulators, GSEs and investors—by hiring their own QC staff. Outsourcing loan QC is not for everybody.
Social Assurance
JULY 10, 2020
The Office of the Comptroller of Currency (OCC) released its final rule that aims to modernize and update the Community Reinvestment Act’s framework. While the FDIC and Federal Reserve did not join the OCC in releasing this rule, they have released their proposed rule. Revised Reporting Guidelines. Key Takeaway.
Abrigo
SEPTEMBER 5, 2023
As the FDIC said recently: Exceptions to policy should be few in number and properly justified, approved, and tracked. If actual practices vary materially from the written guidelines and procedures, the source of this discrepancy should be identified, and either actual practices or the written policy should be changed.
Jeff For Banks
JULY 16, 2011
In his most recent blog post titled " Are Bank Examiners to Blame for Slow Job Growth " he refutes bankers assertions that regulators are unnecessarily forcing banks to put loans that are paying as agreed on non-accrual. This would put them in sync with regulators, that are requiring banks to write down loans on expected losses.
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