South State Correspondent

AUGUST 21, 2022

Last week we wrote about loan-level vs. balance sheet hedging for community banks and provided our loan proposal generator ( HERE ). We compared and contrasted the two strategies and sized the market for community banks. A community bank may transact one or only a few balance sheet hedges over many years.

How To 195

How To Community Bank Community FDIC 195

Abrigo

NOVEMBER 11, 2019

ALM | 4 minute read Key Takeaways Many financial institutions view asset/liability management as a "check-the-box" regulatory exercise. Community financial institutions are familiar with utilizing their asset/liability management solutions to limit the risk of rising interest rates. FDIC FIL-46-2013 October 8, 2013.

Management 150

Management FDIC Community Risk Management 150

Jeff For Banks

AUGUST 2, 2021

2/ @Schornack The primary asset of the organization was Flagship Bank Minnesota, a Member FDIC and Equal Housing Lender with two locations in the Twin Cities Metro Area. 23/ @Schornack Writing a report to our board even if you are a small SMB, I believe is a great exercise to organize and validate your management decisions.

Community Bank 78

Community Bank Community Minnesota Metro 78

Abrigo

MARCH 25, 2020

Garver Moore, Managing Director of Abrigo Advisory Services, said the regulators’ statement provided helpful communication for community financial institutions and their borrowers and members during the responsive phase of the pandemic. Modifications not automatically TDRs. Get support on Coronavirus-related issues.

FDIC 150

FDIC Regulation Exercises Community 150

CFPB Monitor

AUGUST 4, 2020

On June 23, 2020, the federal banking regulators (FDIC, OCC, FRB and NCUA) and state bank and credit union regulators jointly issued interagency examination guidance to assess the safety and soundness of financial institutions affected by the coronavirus crisis.

Handbook 78

Handbook Regulation CA Exercises 78

Abrigo

SEPTEMBER 5, 2023

As the FDIC said recently: Exceptions to policy should be few in number and properly justified, approved, and tracked. Get details in "A guide to implementing credit policy." Generally speaking (subject to Regulation B), business loans should be guaranteed by the principals of the borrower.

Policies 195

Policies Lending Risk Management Examples 195

FICO

DECEMBER 20, 2018

The annual exercise of staring into our crystal balls and making predictions for the coming year has begun. Indeed, we are already starting to see signs of distress among community and regional banks that lack the advertising budgets and sophisticated digital capabilities of the big national banks. small-dollar lending market.

Trends 73

Trends Lending Fraud Exercises 73