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How Relationship Lending & A Transaction-Oriented Focus Can Win More Business Loans

Abrigo

However, many traditional community lenders will face real challenges meeting their lending goals for more business loans and higher yield, given expected interest rate hikes, higher non-interest expenses, and increasing competition for borrowers. It is the backbone of what many community financial institutions do, and they do it well.

Lending 195
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Is commercial lending on the rise?

Independent Banker

Here’s how community bankers can take advantage of various sectors—including SBA lending—over the next 12 months. Community banks that have struggled to grow their commercial loan portfolios over the past two years are optimistic that there are brighter days ahead this year and next. First Business Bank in Madison, Wis.,

Lending 158
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First Mid plans to expand St. Louis operations with Linco acquisition

American Banker

The company would also gain a branch near Dallas with the proposed acquisition.

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Small Banks Could See Some Dodd-Frank Relief

PYMNTS

And those losses are felt, since small banks and credit unions with less than $10 billion in assets provide 48 percent of small business loans, 16 percent of residential mortgages, 44 percent of loans to purchase farmland, 43 percent of farm operations lending, and 35 percent of commercial real estate loans.

St. Louis 105
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The math behind small business lending: Problems & possibilities for banks & credit unions

Abrigo

Dynamic market Small business lending by banks & credit unions Small businesses are a pillar of the U.S. Small business lending is also a prominent line of business for many financial institutions, especially those driven by a mission to help their communities thrive. Louis Fed : [S]mall-business loans—i.e.,

Lending 243
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Is Your Contemplated Bank Merger Anti-Competitive?

Jeff For Banks

Yesterday at the ABA's virtual Conference for Community Bankers (CCB), Federal Reserve Governor Michelle Bowman gave a speech, My Perspective on Bank Regulation and Supervision. Market shares for a local banking market are based on the deposits of depository institutions in the market.

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Excited To Help People

Independent Banker

Its staff had about 40 people, many of its procedures were manual, and its competition was stiff with about five community banks as head-to-head rivals. Today, a proud survivor of industry consolidation pressures, the bank has $250 million assets and operates 11 locations in five counties.

St. Louis 105