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How Relationship Lending & A Transaction-Oriented Focus Can Win More Business Loans

Abrigo

The traditional relationship lending approach for business loans – personal attention and local connections – offered by community banks and credit unions provides a competitive advantage in winning small business loans. It is the backbone of what many community financial institutions do, and they do it well.

Lending 195
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First Mid plans to expand St. Louis operations with Linco acquisition

American Banker

The company would also gain a branch near Dallas with the proposed acquisition.

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Small Banks Could See Some Dodd-Frank Relief

PYMNTS

And those losses are felt, since small banks and credit unions with less than $10 billion in assets provide 48 percent of small business loans, 16 percent of residential mortgages, 44 percent of loans to purchase farmland, 43 percent of farm operations lending, and 35 percent of commercial real estate loans.

St. Louis 105
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Is commercial lending on the rise?

Independent Banker

Here’s how community bankers can take advantage of various sectors—including SBA lending—over the next 12 months. Community banks that have struggled to grow their commercial loan portfolios over the past two years are optimistic that there are brighter days ahead this year and next. First Business Bank in Madison, Wis.,

Lending 158
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Is Your Contemplated Bank Merger Anti-Competitive?

Jeff For Banks

As part of this effort, we have engaged in conversations and received feedback from community banks about the Board's competitive analysis framework and its impact on their business strategies and long-term growth plans. Market shares for a local banking market are based on the deposits of depository institutions in the market.

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The math behind small business lending: Problems & possibilities for banks & credit unions

Abrigo

The piece covers: The small business lending market and its role in communities and the economy Traditional depository institutions’ changing market share in small business lending The challenges (financial and operational) of small business lending for banks, credit unions, and borrowers. Louis Fed : [S]mall-business loans—i.e.,

Lending 243
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Excited To Help People

Independent Banker

Its staff had about 40 people, many of its procedures were manual, and its competition was stiff with about five community banks as head-to-head rivals. Today, a proud survivor of industry consolidation pressures, the bank has $250 million assets and operates 11 locations in five counties.

St. Louis 105