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How community banks can help young homebuyers

Independent Banker

But there are ways community banks can help mortgage-seekers get on the property ladder. Burmis, senior vice president and retail lending manager at $450 million-asset Chelsea State Bank in Chelsea, Mich. So how can community banks help? By Beth Mattson-Teig. Plenty of tools in the box. Flexibility needed.

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A Lifelong Pursuit

Independent Banker

With the ICBA Community Banking LIVE® conference just around the corner, I can’t help but think about how lucky we are as community bankers to have such amazing networking and education opportunities throughout the year—both in person and at our fingertips. Not only that, the convention makes us better community bankers too.

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Business Trend Lines

Independent Banker

As in past years, community bankers will continue to contend with a dynamic, highly competitive lending environment in 2016. Increased competition from online lenders. Mark Vis, a real estate and commercial loan officer with First State Bank Southwest, a $250 million-asset community bank in Worthington, Minn.,

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Trying No-Go Mortgages

Independent Banker

Under the right circumstances, providing residential mortgages that fall outside of the new federal Qualified Mortgage definition could help a community bank grow its lending, some community bankers say. a $613 million-asset community bank serving central and northern Wisconsin that engages in non-QM lending.

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Covering New Ground

Independent Banker

More community bank loan officers are using laptops and tablets to allow customers in the field to complete loan applications and obtain faster approvals. Commercial loan officers at Univest Bank and Trust Co. billion-asset community bank’s president of small-business banking. By Katie Kuehner-Hebert.

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Welcome to New Orleans

Independent Banker

Welcome to the Crescent City, where the largest educational gathering of community bankers convenes this month. It’s Community Banking LIVE 2016 in New Orleans. The Peoples Bank Co. Coldwater, Ohio. Independent Community Bankers of America. For the most current information about Community Banking LIVE 2016.

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Who were ICBA’s Top Lenders of 2022?

Independent Banker

Last year, community bank loan producers were faced with both record-low interest rates and a glut of deposits. But as they always do, they came through for individuals and businesses in their communities with a combination of personalized service and prudent risk management practices. American Bank, National Association.