Cards Compliance Knowledge Base User Experience 
PYMNTS
SEPTEMBER 22, 2017
The second and overlooked area of innovation is in the area of user experience. A large number of banks and online sites still rely on knowledge-based authentication. The user can position his photo ID at any angle within the camera view while taking the picture of the photo ID. You know the ones.
William Mills
MAY 11, 2016
Credit cards offer rewards but over 60% of payments are made on debit cards. Demo: Sezzle app with knowledge based authentication to link bank accounts. Chip card reader for when customers are shopping online to improve security. Verifies the card and pushes that information onto the merchant.
PYMNTS
MAY 31, 2018
That means in order for a transaction to be completed, a user must have more than just credentials, such as name, address, date of birth, Social Security and credit card number. End User Experience. Kilb described this method as an “ATM approach.”
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