Independent Banker
JUNE 30, 2022
Last year, community bank loan producers were faced with both record-low interest rates and a glut of deposits. But as they always do, they came through for individuals and businesses in their communities with a combination of personalized service and prudent risk management practices. First Community Bank of the Heartland, Inc.
South State Correspondent
JANUARY 4, 2023
Popular projects for 2023 include online loan and deposit onboarding utilizing third-party data to speed the process, compliance-as-a-service, payments, card controls, service case management, leveraging data for customer insights, and providing open banking APIs to customers. This also means that rent growth will go negative in many markets.
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FICO
AUGUST 16, 2022
FICO Community releases quarterly US Bankcard Industry Benchmarking trends. The following credit card performance figures represent a national sample of approximately 130 million accounts that comprise FICO® Advisors’ Risk Benchmarking solution. Credit Card Usage & Payments. Saxon Shirley. Wed, 05/25/2022 - 03:43.
FICO
FEBRUARY 21, 2023
Increasing of the fed funding rates leads to higher interest rates when seeking new credit or carrying balances on credit cards. For example, the average interest rate on credit cards accruing interest in Q4 2022 was 20.40% compared to 16.44% in Q4 2021 (Source: Federal Reserve G.19 19 report on Consumer Credit).
FICO
JUNE 16, 2022
FICO releases quarterly US Bankcard Industry Benchmarking trends, previously these were published on the FICO Community but going forward will be published on FICO.com blog. The following credit card performance figures represent a national sample of approximately 130 million accounts that comprise FICO® Advisors’ Risk Benchmarking solution.
PYMNTS
FEBRUARY 13, 2017
They also tend to be focused a bit differently, with a focus on mortgages, credit cards and auto loans, specifically. For those hoping to experience the wonder of fully automated BoA branches right now, it will be necessary to live in (or travel to) Minneapolis and Denver — both of which are relatively new markets for the bank.
Jeff For Banks
APRIL 14, 2022
House of Cards: A Tale of Hubris and Wretched Excess on Wall Street 2009 William D. Bye Bye Banks: The End of Community Banking as an Engine of Economic Growth 2010 Robert H. Rusty" Big Bad Banks: How Greed and Ego Among the Big Shots in Banking and Government Created the Crisis that Wrecked Our Economy 2009 William D. 2008 Richard P.
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