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Important Considerations When Growing the CRE Portfolio

Abrigo

In a survey of community banks and credit unions at the 2016 Sageworks Risk Management Summit, 42 percent of respondents said Commercial Real Estate, or CRE, lending was their primary focus for loan portfolio growth. Learn more about the Sageworks Credit Risk Management Solution. This reflects a larger industry trend.

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How to stress test your ag portfolio

Abrigo

Without diversification, risks will be expounded. According to the Comptroller’s Handbook on Agricultural Lending , the repayment of agriculture loans often depends on successful planting and harvesting of crops, or raising and feeding of livestock, and ultimately marketing the harvested item(s).

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OCC issues final fair access rule

CFPB Monitor

The final rule adopts the OCC’s proposal with two changes: Language is added in the final rule to clarify that a bank can decline to provide a person with access to a financial service if doing so is necessary for the bank to comply with another provision of law, such as laws on credit, capital, liquidity, and interest rate risk.