South State Correspondent

MAY 31, 2023

The concept that we allow the customer to choose how they want to bank often enables the bank to be passive in its position and give up agency. Branching, for example, is too expensive to be all things to all people. That said, branch profitability has come roaring back, given the value of deposits.

Data 195

Data Branch Strategies Strategy Mobile 195

Independent Banker

JULY 31, 2022

As we enter budgeting season, the answers might be found in a mix of strategies. In 2022, things changed with whiplash speed, as the Fed hiked interest rates to quell inflation, the mortgage refinance market dried up and the effects of macro changes, from the Russian invasion of Ukraine to a talent shortage, began to be felt keenly.

Strategy 135

Strategy Community Bank Louisville Community 135

Jeff For Banks

MARCH 3, 2014

I learn a lot from bankers and industry experts as I visit their offices, speak to them on the phone or at industry events. And very difficult for bankers to put on their books. One reason often cited by customers for using branches is to solve problems. I quote people anonymously to protect the innocent.

Branch Strategies 91

Branch Strategies FDIC Strategy Industry 91