Fintech Labs Insights

JANUARY 18, 2023

These are the largest events in the financial services industry geared towards banking technologists, program managers, marketers, developers and C-Suite execs at both legacy financial institutions and upstart banktech and fintech firms. We expect the calendar to expand as we progress through the year.

Las Vegas 12

Las Vegas San Diego Nashville Charlotte 12

PYMNTS

NOVEMBER 25, 2019

Banks and credit unions are certainly not on their way out, even as they face more pressure from challenger banks, FinTechs and Big Tech in the coming decade. Banks are never going to become obsolete,” VB said, “but they could end up becoming stored value accounts. Banking services could be decoupled from banks.”.

Google 272

Google Fintech Payments Apple 272

Fintech Labs Insights

OCTOBER 1, 2015

Fintech circles were abuzz this week as four massive fundings pushing several companies higher up the billion-dollar valuation ladder (yep, I can avoid the U-word if I really try). student loans, the worldwide fintech total surpassed one billion ($1.254 billion to be precise) thanks to Paytm ($675 million), Avant ($325 million) and 17 others.

San Francisco 12

San Francisco Company Fintech New York City 12

Gonzobanker

DECEMBER 19, 2017

One word can summarize this action-packed banking year, GonzoBankers – tiring. FinTech threats and distractions. While the darling of FinTech conferences, this divestiture seems primarily driven as a means of Customers delaying the $10 billion Durbin hit and maintaining quarterly EPS expectations from the Street. Payments chaos.

Conference 91

Conference Industry Community Bank Community 91

Fintech Labs Insights

JANUARY 18, 2016

million to its digital banking platform. Year-to-date fintech companies have raised $450 million in new equity, 67% more than the $270 million raised in the first half of January 2015. Startup digital bank. SaaS banking platform. Mobile banking app developer for financial institutions. Charity Bank.

Company 12

Company New York City Fintech San Francisco 12

Fintech Labs Insights

NOVEMBER 22, 2021

SMB Fintech Stack (Source: Canapi ). The first pure-play online bank Security First Network Bank (SFNB) launched in 1995, just a year after Amazon.com. But unlike ecommerce, digital-only banking was slow to catch on. debit or charge cards. We call it the FAB score, standing for Fintech Attention Barometer.

San Francisco 15

San Francisco Digital Banking Online Fintech 15

Fintech Labs Insights

MARCH 4, 2020

The first pure-play digital bank Security First Network Bank (SFNB) launched in 1995, just a year after Amazon.com. But unlike ecommerce, digital-only banking was slow to catch on. I don’t believe they need to be regulated as a bank as long as they facilitate the big three products under one UI: deposits (e.g.,

Digital Banking 15

Digital Banking San Francisco UX Austin 15

Fintech Labs Insights

NOVEMBER 22, 2021

SMB Fintech Stack (Source: Canapi ). The first pure-play online bank Security First Network Bank (SFNB) launched in 1995, just a year after Amazon.com. But unlike ecommerce, digital-only banking was slow to catch on. debit or charge cards. We call it the FAB score, standing for Fintech Attention Barometer.

San Francisco 15

San Francisco Digital Banking Online CA 15

Fintech Labs Insights

MAY 7, 2021

I don’t believe they need to be regulated as a bank as long as they facilitate the big three products under one UI: deposits (e.g., debit or charge cards. Under that definition, PayPal is a business bank as is Square and Amazon. NEW : Looking for digital lenders, check out our latest list here. Seed (Cross River Bank).

San Francisco 15

San Francisco Online Digital Banking Austin 15

Fintech Labs Insights

FEBRUARY 11, 2021

I don’t believe they need to be regulated as a bank as long as they facilitate the big three products under one UI: deposits (e.g., debit or charge cards. Under that definition, PayPal is a business bank as is Square and Amazon. But Brex, which only offers a corporate card and Kabbage which only offers a credit line, are not.

San Francisco 15

San Francisco Online Digital Banking Austin 15

Fintech Labs Insights

FEBRUARY 11, 2021

I don’t believe they need to be regulated as a bank as long as they facilitate the big three products under one UI: deposits (e.g., debit or charge cards. Under that definition, PayPal is a business bank as is Square and Amazon. But Brex, which only offers a corporate card and Kabbage which only offers a credit line, are not.

San Francisco 15

San Francisco Online Digital Banking Austin 15

Fintech Labs Insights

JUNE 3, 2021

I don’t believe they need to be regulated as a bank as long as they facilitate the big three products under one UI: deposits (e.g., debit or charge cards. Under that definition, PayPal is a business bank as is Square and Amazon. NEW : Looking for digital lenders, check out our latest list here. HQ: Austin, TX.

San Francisco 15

San Francisco Online Digital Banking Fintech 15

Fintech Labs Insights

APRIL 15, 2021

Early on, fintech startups were a small part of its class, although Stripe (S09) and Coinbase (S12) were notable (and extremely profitable) exceptions. When I looked at YCvalums in mid-2014 , there had been just 40 fintech grads in its first 10 years. Austin, TX, USA. Austin, TX. Debit rewards card for gamers.

San Francisco 15

San Francisco CA Fintech Company 15

Fintech Labs Insights

FEBRUARY 15, 2016

Despite turmoil in global equity markets, the fintech sector continued its 3-year bull market with 21 companies raising $259.1 Six weeks into the new year, fintech companies have raised $4.5 Here are the fintech deals by size from 6 Feb to 12 Feb 2016: Renew Financial. Digital banking app. HQ: Austin, Texas.

Company 12

Company Fintech New York City Comparison 12

Fintech Labs Insights

JULY 17, 2015

While the data wasn’t broken out by sector, I’d wager that last quarter’s $5 billion in fintech startup funding was 5x to 10x more than in 1999/2000. But at least in fintech, there are vast opportunities to improve existing processes and open new markets. Mobile banking platform. HQ: Austin, Texas.

Fintech 12

Fintech Company San Diego Los Angeles 12

Fintech Labs Insights

FEBRUARY 23, 2016

Although we saw one high-flying fintech unicorn crash to earth this week , the fintech sector continued to attract significant capital with 21 companies raising $214.8 Seven weeks into the new year, fintech companies have raised $4.7 Here are the fintech deals by size from 13 Feb to 19 Feb 2016: StoneEagle Services (VPay).

Company 12

Company Fintech San Francisco Texas 12

Fintech Labs Insights

AUGUST 1, 2016

Second quarter closed with a frenzy of fintech fundings with 49 deals announced the last week alone, 10 more than the previous weekly record. Fintech deals by size from 25 June to 1 July, 2016: Paycor. D3 Banking. Banking platform. Digital sales & account opening. Credit card with consumer controls.

Company 12

Company Fintech New York City Lending 12

Gonzobanker

JUNE 11, 2018

Attendance at American Banker’s Digital Banking conference has grown significantly since I was here in 2016, reflecting the obvious interest levels in digital, yet the vibe remained largely the same as two years ago…. Is voice banking even a blip on your digital roadmap? Huge missed opportunity.

Conference 70

Conference Digital Banking Austin Digital Strategies 70