ATM Community FDIC Lending 
CFPB Monitor
DECEMBER 27, 2019
The Notice of Proposed Rulemaking was issued only by the OCC and the FDIC. If the OCC and FDIC move forward without agreement from the Federal Reserve, different banks could be faced with wildly different CRA regimes. Notably absent was the Federal Reserve, which did not join in on the proposal or offer a counter-proposal.
Jeff For Banks
AUGUST 14, 2022
The FDIC's quarterly Supervisory Insights for Summer 2011 had a list! Imagine the community bank that is experienced in lending to fuel oil businesses in or near its markets because it's comfortable using trucks, tanks, and oil inventory as collateral. Let bankers determine if lending to this industry or that is risky.
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PYMNTS
OCTOBER 8, 2019
receive an FDIC-insured account, use of more than 50,000 ATMs across North America, a reloadable Visa prepaid card, remittance and international calling, native language advisors and access to a network of community meet-up spaces, local discounts and invitations to community-based events. headquarters.
PYMNTS
OCTOBER 8, 2019
receive an FDIC-insured account, use of more than 50,000 ATMs across North America, a reloadable Visa prepaid card, remittance and international calling, native language advisors and access to a network of community meet-up spaces, local discounts and invitations to community-based events. headquarters.
Abrigo
NOVEMBER 29, 2021
Takeaway 3 Community banks have seen less volatility in noninterest income, and many are still eyeing growth across the category. Financial institutions generate most of their income by lending and investment activities. Community banks target growth. Community banks have seen less volatility in noninterest income over time.
CFPB Monitor
JUNE 22, 2022
1) Assessment Areas and Areas for Eligible Community Development Activity. Large banks would also be required to delineate retail lending assessment areas where a bank has concentrations of home mortgage and/or small business lending outside of its facility-based assessment areas. Performance Tests and Standards.
CFPB Monitor
JUNE 25, 2020
On May 20, 2020, the OCC issued a final rule to “strengthen and modernize” its existing Community Reinvestment Act (“CRA”) regulations. The final rule defines a “qualifying activity” as an activity that helps meet the credit needs of a bank’s entire community, including low- and moderate income individuals (LMI) and communities.
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