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The Future of Noninterest Income at Financial Institutions

Abrigo

Takeaway 3 Community banks have seen less volatility in noninterest income, and many are still eyeing growth across the category. Noninterest income includes income from such items as overdraft fees, service charges, loan origination fees, and ATM fees. Community banks target growth. Types of Noninterest Income.

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AI and generative AI use cases in banking: 6 real-world examples

Abrigo

Seeing generative AI use cases can help bankers, risk managers, and financial crime professionals better understand it. They can more easily consider how to harness genAI's power to enhance their operations, compliance, risk management, and member or customer experience.

Examples 222
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Fintech Deals to Watch: Fall Festivities

Gonzobanker

NCR announced plans to separate into two independent, publicly traded companies: NCR Voyix , focused on digital commerce, and NCR Atleos , focused on ATMs. Alkami partnered with Clinc for conversational AI, Atomic for direct deposit switching and FINBOA for payment dispute management.

Fintech 103
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The 2023 GonzoBanker Awards

Gonzobanker

Not the financial industry’s “Troublemakers ” – those regional and community banks, credit unions and supporting fintech entrepreneurs who continue to engage customers and communities and find niches that keep the grassroots of our country’s financial system alive and kicking. The Bank Regulator Working for Merchants Award!

Fintech 194
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Dodd-Frank and Durbin: Were They ‘Trumped Up?’

Gonzobanker

They: Scaled back free checking (80% of banks offered it in 2009 compared to 38% today); Initiated new account fees, higher balance requirements and fewer debit card rewards; and. Increased their focus on credit cards that are not subject to the Durbin interchange cap. INTERCHANGE INCOME.

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The 2015 GonzoBanker Awards

Gonzobanker

Now, to avoid any cue card and teleprompter issues, we’ll just go with the written list again this year. THE BANKING AWARDS. It’s hard for any banker to avoid gulping at the sheer long-term performance of George Gleason II and his team at the Bank of the Ozarks. Community bank marketing resources. C’mon Man!’