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Q1 2019: US credit card issuer snapshot

Accenture

Each quarter, Ryan Douglas from the Card Issuing group compiles key metrics on US consumer credit cards, tracking spend, receivables, loss rates and returns reported by the largest US banks. American Express renewed the Delta program through 2029; Synchrony renewed Payment Solutions relationships with P.C. Click to view larger.

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AI Development Can’t Be Paused—But It Can Be Regulated

FICO

In 2017 Google principal researcher and AI visionary Ray Kurzweil predicted that the singularity would occur by 2045, and that computers would have human-level intelligence by 2029. Models should be explainable, ethical and responsible, and the data used contains proper provenance, consent and bias controls. That’s singularity.