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Solve This Problem with Your Strategic Horizon

South State Correspondent

That $1 invested in a new product to an existing customer base is usually above 20%. This all compares to about a 40%+ return invested in improving processes (loan, branch, cash management, etc.) and about an 80%+ return spent on reducing customer churn, increasing lifetime value and/or helping cross-sell.

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A Digital Transformation Journey: The Humble Wallet

FICO

Digital payments are also growing fast among consumers and businesses, with some predicting 7 of 10 mobile device owners in the US using mobile peer-to-peer payments by 2025. Consumers in India processed 48 billion digital transactions across bill payment, wealth and loan management, insurance, shopping, and entertainment as far back as 2020.

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How payments innovation could transform the retail industry

NCR

billion by 2025. Could digital wallets reinvent the customer experience? Embracing new technologies in payments could empower retailers to deliver unprecedented benefits and convenience to their customers, while achieving cost and efficiency advantages at the same time. million in 2016 to US$38.8

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10 Lessons We Learned at the Nacha Smarter Faster Payment Conference

South State Correspondent

The major themes of fraud, artificial intelligence (AI), expansion of instant payments, open banking, and regulation were particularly relevant to your roles as executives, risk managers, compliance officers, and technology leaders. Fraud Risk Mitigation Fraud was the single largest topic at Nacha.

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The 2023 GonzoBanker Awards

Gonzobanker

Meanwhile, technology changes continued at a breakneck pace, with generative AI the biggest topic around management tables. Importantly, Huntington has continued to focus on digital investments and its strong legacy of product management to remain a progressive regional bank. Nobody is quite sure which side this seesaw will land on.

Fintech 195