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Revenue-Based Financing Challenges The Bank Loan Status Quo

PYMNTS

Traditional bank loans remain the undisputed leader in small business lending. by regulatory initiatives (designed to spur competition in small business banking, open up the market to new challenger banks and support marketplace lending platforms), the bank loan is often the first place small business owners look when in search of capital.

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4 winners and losers from the American Banker Digital Banking 2018 Conference

Gonzobanker

But what’s concerning me more than the gulf between big banks’ and community/regional banks’ digital adoption is the growing disconnect between bank strategy and digital strategy in community and regional banks. See you can align your business and digital strategy. And yes, you can humanize digital banking.

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Chime, Uniswap, and the future of finance could soon struggle

Lex Sokolin

Instead, it is replacing payday lending as an industry. Just in 2019, Chime raised at a $1.5 That implies about $500 in enterprise value per customer, which is consistent with both the 2019 venture market, as well as our calculations around the valuation of Monzo, Revolut, and Starling ( financial model here ). No shenanigans.

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37 Corporate Innovation Labs In Finance

CB Insights

The labs aim to help Deutsche Bank evaluate and adopt emerging technologies, develop a culture of innovation, and contribute to the bank’s digital strategy. FinLab users have access to digital specialists, R&D experts, and accelerator programs. The lab has different workspaces users can use for hands-on experiences.