Remove 2012 Remove Risk Management Remove Security Remove Taxes
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Guest Post: 2012 Economic Year in Review by Dorothy Jaworski

Jeff For Banks

Looking Back at 2012 Every year, I usually write about the past year with mixed feelings, at times nostalgic for those events and at times, glad that the year is over. 2012 brought us highs, lows, and surprises. The dominant theme of 2012 was the Presidential election. per gallon price level rather than the $4.00

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Guest Post: Second Quarter Economic Update by Dorothy Jaworski

Jeff For Banks

On June 28th, the Supreme Court upheld the Affordable Care Act as constitutional, calling penalties on individuals for failing to purchase health insurance a “tax.” This decision sets in motion a series of steps to implement the law over the next few years along with the estimated $813 billion in taxes and levies over the next ten years.

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Guest Post: Third Quarter Economic Update by Dorothy Jaworski

Jeff For Banks

First of all, if they continue to buy securities, they are removing many of the high quality securities from the marketplace, possibly causing a disruption or shortage in the markets. trillion of securities amassed during QE1 and QE2. in the second quarter of 2012. Or should I say “manipulate” interest rates lower?

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Guest Post: Fourth Quarter Economic Update by Dorothy Jaworski

Jeff For Banks

Congress entered the mix and extended the Bush tax cuts for two years and unexpectedly added new tax cuts for consumers and businesses. Combined these tax breaks can provide up to 0.5% Combined these tax breaks can provide up to 0.5% The intent was to keep the crazy low rates low, or push them even lower.

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Guest Post: First Quarter Economic Update by Dorothy Jaworski

Jeff For Banks

They purchased securities during the crisis and stepped up where they could as a lender of last resort. trillion of securities. But we know that only three things in life are certain—death, taxes, and a Fed that goes too far. Year-to-date in 2012, the S&P 500 and Nasdaq indices are up 12.6% and 20%, respectively.

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Guest Post: 2013 Economic Year in Review and Outlook by Banker Dorothy Jaworski

Jeff For Banks

Incidentally, your QE 1 to 3 programs ran for six years, accumulated three trillion dollars of securities, and pushed long term rates lower when your forward guidance could not do so. Many of our bank’s customers remain cautious about borrowing and spending on large projects. Thanks for reading and Happy New Year!

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Guest Post: Third Quarter Economic Update by Dorothy Jaworski

Jeff For Banks

In another easing action dubbed “Operation Twist,” the Fed stated that they will sell $400 billion of their shorter securities (less than 3 year maturities) and buy the same amount of longer securities (6 to 30 year maturities) by June, 2012. They haven’t tried a “twist” since the 1960s. per gallon. Thanks for reading!

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