Remove 2012 Remove Capital Remove Community Bank Remove Regional
article thumbnail

Banks Keep SMB Lending Gains Rolling

PYMNTS

Regional and community banks also saw their small business loan approval rates increase, with small banks approving 49.8 According to Biz2Credit, this is the highest approval rate for small banks since November 2014. percent approval rating in March of 2012, Biz2Credit noted.

Lending 102
article thumbnail

Stress testing revisited to avert risk and improve risk ratings

Abrigo

Avert Risk The OCC’s October 2012 Supervisory Guidance notes that financial institutions that perform stress testing “have the ability to minimize the impact of negative market developments more effectively” than those that do not have a stress testing process in place.

Columbus 150
Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

Bankers: Is your strategy the same as your competitor?

Jeff For Banks

These services are provided through a variety of delivery systems including automated teller machines, private banking, telephone banking and Internet banking. We believe we can effectively compete as a community bank in our market area and the niche markets we serve. Texas Capital Bancshares, Inc.

Strategy 101
article thumbnail

Dynamic Duo

Independent Banker

Sherrod Brown (D-Ohio), two lawmakers tapped to lead the Senate Banking Committee for their respective parties, are both independent-minded senators who hold positive views on several priority community banking issues. Richard Shelby (R-Ala.) So I would say he’s open to things we are concerned about.”.

article thumbnail

Banking's Top 5 in Total Return to Shareholders: 2017 Edition

Jeff For Banks

I chose five years because banks that focus on year over year returns tend to cut strategic investments come budget time, which hurts their market position, earnings power, and future relevance than those that make those investments. Total return includes two components: capital appreciation and dividends. In 2007, the Bank had $1.1

article thumbnail

2015 Holiday Marketing Efforts from the Top-20 U.S. Banks

Fintech Labs Insights

And it’s back in-line with historical norms of 9 banks 2013 , 8 in 2012 , and 10 in 2011. Congrats to PNC Bank , which once again, proved it was the holiday champ thanks to its long-running 12 Days of Christmas Index, earning a full five bulbs on our 1 to 5 lightbulb scale. Regions Bank. Score: (2.5).

article thumbnail

37 Corporate Innovation Labs In Finance

CB Insights

Capital One — Capital One Labs. Founded: 2012. Key people: James Patterson, Managing VP & Head of Capital One Labs at Capital One. Capital One Labs aims to streamline the product creation process, with a focus on consumer-first design. Startups in the portfolio include Betterment, Square, and UJET.