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Commercial Credit Trends – Where to Tread Carefully

South State Correspondent

In 2021, we published articles warning bankers against higher rates (for example, HERE ) and the resulting impact on credit. We have seen the higher rates, and now bankers should brace for a credit shock. The operative question is when commercial PODs will show a spike. Lending is getting riskier. This quarter, it is 2.58%.

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2021 GonzoBanker Awards

Gonzobanker

THE BANKER AWARDS. Lots of tech and operations to clean up, it appears, but no solid bank is better qualified than the team from Minneapolis. Lots of tech and operations to clean up, it appears, but no solid bank is better qualified than the team from Minneapolis. Doug Larson. Bank Deal of the Year.

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Beneficial State Bank’s financial activism

Independent Banker

Founded in 2007 with a focus on community development, the community development financial institution (CDFI) has goals that extend far beyond its West Coast communities. The team at Beneficial State Bank believes that banking has the power to bring about radical change. billion-asset community bank in Oakland, Calif.,

Oakland 153
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Reverse Trend

Independent Banker

Community banks, which will continue to face a growing number of senior customers with everyday cash needs and built-up home equity, should explore this niche lending opportunity, two community bankers providing these specialty loans suggest. who oversees 32 loan officers dedicated to providing the loans. FirstBank, which has $2.3

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Fools Rush In: 37 Of The Worst Corporate M&A Flops

CB Insights

On the eve of Yahoo’s acquisition of social networking platform Tumblr, then Yahoo CEO Marissa Mayer wrote a Tumblr post promising “not to screw it up.” Below, we look at some the worst mergers and acquisitions undertaken by large corporations, and how the good times went bad. The Sad State of Corporate Innovation. Microsoft and Nokia.

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Where are The FinTech Darlings Now?

Jeff For Banks

A banker told me yesterday that if I wanted headlines in American Banker , put FinTech in my copy. So far I'm up to five mentions. If a bank deems a vendor critical to its operation, it must analyze the vendor's financial statements to be confident in its viability. We all know there is something to it. Legit question.

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Killing The I-Bank: The Disruption Of Investment Banking

CB Insights

While the rules against prop trading have more recently been loosened, the restriction has still changed how investment banks operate. Even as the regulation pendulum swings back toward more limited oversight, how investment banks operate is fundamentally changing. As a result, banks are facing dropping IPO profits. Table of contents.