2007 Community Bank National Regional 
Independent Banker
FEBRUARY 25, 2015
Coping just fine, community banks in energy-producing regions manage the oil-price plunge. Yet community bankers serving the oil industry say they’ve been expecting a drop in the notoriously cyclical price of crude. Pat Hickman, chairman and CEO of Happy State Bank, a $2.6 New energy regions adapt.
American Banker
FEBRUARY 26, 2016
billion full-year loss – it hasn't posted a full-year profit since 2007. The company reported a £2.74 billion ($3.83 billion) during the fourth quarter of 2015, compared with a loss of £5.79 billion ($8.1 billion) the year before. RBS also posted a roughly $2.77
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Jeff For Banks
MARCH 21, 2024
Our lives changed forever from this whole experience of the government’s declaration of a national emergency, leading to forced shutdowns of businesses and schools, mandated mask wearing, forcing 6-foot distances between people, travel restrictions, fear mongering with case and death counts, and forced vaccines/boosters. Oh, brother!
South State Correspondent
APRIL 10, 2023
CRE Risk Background While ten years ago, community and regional banks use to make up some 55% of the CRE market, in 2023, these banks now compose approximately 72% (below). The risk here is that community banks continue to take on an above-average amount of CRE credit exposure.
American Banker
SEPTEMBER 25, 2016
Bancorp wouldn't have much of a wholesale banking business without Leslie Godridge. The wholesale unit's two main business lines are national corporate banking and global treasury management and Godridge, who joined U.S. Bancorp in 2007, has been the driving force in the growth of both.
South State Correspondent
MAY 9, 2022
In our previous article ( HERE ), we reviewed the banking industry’s cost of funding earning assets (COF), and we compared how community banks’ COF behaves relative to national banks in a rising interest rate cycle. How to Apply to Your Bank. Influences on Deposit Beta.
South State Correspondent
AUGUST 22, 2023
The opportunity for the product is that for an average community bank, 83% of their commercial, non-profit, and municipal customers are NOT using treasury management services. This likely creates the most significant single profitability lift for any bank. Unfortunately, most banks have not adjusted their pricing in years.
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