CFPB Monitor

MARCH 10, 2022

The Order sets out the following national objectives with respect to digital assets: consumer and investor protection; protection of financial stability and mitigation of systemic risk; mitigation of illicit finance and national security risks; reinforcement of U.S.

FDIC 148

FDIC National cryptocurrency Leadership 148

NCR

JULY 28, 2017

This convenience offers many advantages to the consumer, but financial institutions and consumers need to recognize one of the biggest disadvantages of this technological expansion: the increased risk of digital banking fraud. million instances of fraud and two million computer misuse offenses in England and Wales alone. .

Fraud 74

Fraud Digital Banking Survey Security 74

Fintech Labs Insights

APRIL 12, 2024

The last one, published in Jan 2014, featured 50 innovations (see below). Note: These are the rankings from 10 years ago. I will update with milestones from 2014 to today and publish next month. I’m taking suggestions here (so far: crypto, BNPL, earned-wage access, chatbots, deposit networks).

Innovation 15

Innovation Fintech Online Mobile 15

Javelin Strategy & Research

OCTOBER 21, 2014

While the mainstream media was ooing and aaahing over Apple’s innovative new product, us fintech geeks were generally a little underwhelmed by certain aspects. That’s been rattling around since 2003. These lingerers will prove an achilles heel to counterfeit card fraud at the POS for potentially years to come.

Apple 74

Apple Fraud US Security 74

Fintech Labs Insights

OCTOBER 19, 2015

With this move, IDology will add both network authentication and transaction monitoring to its ID verification and anti-fraud solutions. The mobile identity is resistant to mobile fraud tactics and can be created with or without ID verification. Read more about Payfone in an interview with Desai in the New York Business Journal.

New York 12

New York Georgia Atlanta Fraud 12

Fintech Labs Insights

MAY 24, 2017

Calling blockchain, “faster, more secure, and cheaper than API connectivity,” Lee-Browne explained how Caxton had used APIs to connect with its partner companies for years, but ultimately sought a better solution. Founded in 2003. They have developed an app for buying and selling vehicles securely.

blockchain 25

blockchain Regulation Security Technology 25

PYMNTS

APRIL 17, 2017

In May 2007, Voice Commerce, the voice biometrics company he founded in 2003, launched VoicePay, the consumer-facing application of the company’s secure voice-initiated transactions processing platform. that resulted in the reduction in the number of clearing banks to four, the incredible rise in FinTech innovation in the U.K.

Innovation 101

Innovation Fintech System Regulation 101