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A Decline in Personal Savings

TrustBank

The BEA calculates the personal saving rate by subtracting taxes from personal income to arrive at “disposable personal income” and then subtracts personal outlays. By the 1990’s, improvements in technology and further changes to securities regulations made it easier for corporate customers to access financial markets directly.

US 52
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Consumer Lending: Should Banks Do It?

Jeff For Banks

Ever since we formed our company in 2001, this has been the case. Which we already do via buying mortgage back securities and using loan brokers in metro areas. Real estate secured. It is difficult to change that mindset when doing loans with little to no collateral, such as small ticket consumer or credit cards.

Lending 60
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Tracking The Trends That Shaped 2020’s The Digital-First Economy

PYMNTS

Many businesses are finding that newer digital payment tools, like virtual cards, offer key advantages to optimizing their B2B processes during the health crisis. “We The pandemic-induced challenges have also been taxing for community financial institutions (FIs) and credit unions (CUs), as many were not designed to operate remotely.

Trends 259
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17 Of The Biggest Startup Frauds Of All Time

CB Insights

WrkRiot’s short-lived house of cards falls down. After a comprehensive investigation by the Securities and Exchange Commission, Holmes was banned from the laboratory testing industry for two years and was ultimately charged with wire fraud by the Department of Justice in summer 2018. Bouxtie’s broken promises. The Outcome.

Fraud 78
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The 238 Fintech Unicorns of the 21st Century (Sep 2021)

Fintech Labs Insights

Better.com. May 2021 SPAC annoucement. April 2021 round. Aug 2021 round. Toss (Viva Republica). June 2021 round. South Korea. 9 Sep 2021. July 2021 SPAC (proposed). Virtu Financial. 9 Sep 2021. Chainalysis. June 2021 round. Aug 2021 round. July 2021 round. June 2021 SPAC annoucement. April 2021 round. Sep 2021 round. Aug 2021 round. 9 Sep 2021.

Fintech 15
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The Fintech Unicorns of the 21st Century (Dec 2021)

Fintech Labs Insights

Jan ’22 round. Jan ’22 round. Nov ’21 round. Q2 Holdings. Chainalysis. June ’21 round. Aug ’21 round. 19 round (per Fortune). WealthSimple. April ’21 round. Oct ’21 round. HealthEquity. Aug ’21 round. Aug ’21 round. Oct ’21 round. Duck Creek Software. Mar ’21 SPAC (proposed). Mortgage Tech. Devoted Health. May ” round. May ’21 round. May ’21 round.

Fintech 15
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The 260 Fintech Unicorns of the 21st Century (Oct 2021)

Fintech Labs Insights

Plaid Technologies. April 2021 round. Infrastructure. Oct 2021 round. One97 (PayTM). 22 Nov 2021. 8 Nov 2021. Mar 2021 SPAC (proposed). 5 Nov 2021. Virtu Financial. 5 Nov 2021. Chainalysis. June 2021 round. Aug 2021 round. July 2021 round. Oct 2021 round. Estimate based on IPO filing. South Korea. Aug 2021 round. Clearwater Analytics. 5 Nov 2021.

Fintech 15