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Jim Reber: Floating rate assets are back

Independent Banker

The financial press, economic commentators and social media sites have used a collection of terms this year that convey a certain image of market values for investment securities: “Plummet.” Trust me when I say it was not a money-market equivalent. Trust me when I say it was not a money-market equivalent. Underwater.”

Memphis 103
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Jim Reber: Collateral advantage

Independent Banker

By Jim Reber, ICBA Securities As many community bankers are still picking up the pieces from their bond portfolio’s meltdown last year, it occurs to me that the breathtaking rise in rates has created at least one byproduct that is both unusual in frequency and tangibly beneficial for future performance. One is that they are loan surrogates.

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Jim Reber: March sanity

Independent Banker

By Jim Reber, ICBA Securities. What this has to do with community bank investment management may not be readily apparent. In March of that year, while thousands were attending ICBA LIVE in Orlando, the financial markets went into a frenzy. Photo by Gleitfrosch/iStock. This month has proven to be good for bonds.

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Accelerating To The Future?

PYMNTS

And the financial benefits of these accelerators may only be the start of the equation, at least according to Joe Munk, program manager at the Portland State University Startup Accelerator in Oregon. There are a lot of exciting things surrounding IoT medtech and biotech and digital security happening at accelerators.”.

Portland 100
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D3 Digital Banking Platform Goes Live at First Tennessee Bank

Fintech Labs Insights

“D3 Banking allows us to meet and exceed high consumer expectations in a configurable, scalable, and secure environment, competitively positioning ourselves for years of digital growth,” First Tennessee Bank SVP Kevin Karrels said. Its wealth management group, FTB Advisors, has $28 billion in assets under management.

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Top 63 Online Digital Banks for U.S. Consumers (Nov 2023)

Fintech Labs Insights

The first, online bank Security First Network Bank (SFNB) launched in 1995, just a year after Amazon.com. The legacy players held their market share by providing digital services deemed “good enough” to retain customers loath to switch banks. 257 $45 36 Bambu 39 2016 Memphis 166,000 2.3 2 $520 12 Acorns 613 2012 LA 2,170,000 2.3

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Who were ICBA’s Top Lenders of 2022?

Independent Banker

But as they always do, they came through for individuals and businesses in their communities with a combination of personalized service and prudent risk management practices. He sensed the family’s passion and liked their idea of starting with selling milk at farmers’ markets, roadside shops and small grocery stores. Security Bank.