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Jim Reber: Collateral advantage

Independent Banker

By Jim Reber, ICBA Securities As many community bankers are still picking up the pieces from their bond portfolio’s meltdown last year, it occurs to me that the breathtaking rise in rates has created at least one byproduct that is both unusual in frequency and tangibly beneficial for future performance. One is that they are loan surrogates.

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Jim Reber: Floating rate assets are back

Independent Banker

The financial press, economic commentators and social media sites have used a collection of terms this year that convey a certain image of market values for investment securities: “Plummet.” Now, as several rate hikes are behind us and more are likely on the way, even the shortest securities are approaching yield respectability.

Memphis 103
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Jim Reber: March sanity

Independent Banker

By Jim Reber, ICBA Securities. What this has to do with community bank investment management may not be readily apparent. The month of March holds lots of promise and opportunity for community bank portfolio managers this year. ICBA Securities and Vining Sparks will host the 2022 Bond Academy live in Memphis, Tenn.,

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At the Speed of Tech

Independent Banker

There’s really no typical day for Jason Lord, an information security officer at SunMark Community Bank in Hawkinsville, Ga. We studied a range of topics like security trends, risk assessments and vendor management,” he says of the instructional program. “It The ability to work with others is big in my opinion.

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Accelerating To The Future?

PYMNTS

And the financial benefits of these accelerators may only be the start of the equation, at least according to Joe Munk, program manager at the Portland State University Startup Accelerator in Oregon. There are a lot of exciting things surrounding IoT medtech and biotech and digital security happening at accelerators.”.

Portland 100
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D3 Digital Banking Platform Goes Live at First Tennessee Bank

Fintech Labs Insights

“D3 Banking allows us to meet and exceed high consumer expectations in a configurable, scalable, and secure environment, competitively positioning ourselves for years of digital growth,” First Tennessee Bank SVP Kevin Karrels said. Its wealth management group, FTB Advisors, has $28 billion in assets under management.

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Top 63 Online Digital Banks for U.S. Consumers (Nov 2023)

Fintech Labs Insights

The first, online bank Security First Network Bank (SFNB) launched in 1995, just a year after Amazon.com. 257 $45 36 Bambu 39 2016 Memphis 166,000 2.3 Consumers have been banking online for 28 years. And from the very beginning, there have been pure-play digital banking startups. 8,860 $2,300 6 Upgrade 1426 2016 SF 3,013,000 4.5