Abrigo

DECEMBER 18, 2023

Critical capital Should CRE lending be off the table? Recent headlines may lead bankers to believe that shunning commercial real estate lending is the safest path to limit or avoid credit risk, given stresses on CRE and regulatory concerns. But that might not be the best move for your financial institution or your community.

Risk Management 221

Risk Management Management Lending Capital 221

Independent Banker

MARCH 31, 2022

Coldwater, Ohio. We must also keep our focus on protecting the 2017 tax cuts and, as always, monitoring and confronting credit union overreach. For instance, ICBA is calling for congressional hearings on the credit union tax exemption. Chairman Brad M. Bolton, President/CEO/senior lender, Community Spirit Bank, Red Bay, Ala.

Community Bank 239

Community Bank Community Industry Texas 239

Independent Banker

MARCH 15, 2015

Thoughtful lending and an open mind keep profits strong for incoming ICBA chairman Jack Hartings. Coldwater, Ohio. in Coldwater, Ohio, and ICBA’s incoming chairman, held fast to his community bank’s conservative lending practices. Coldwater, Ohio. Jack Hartings Photo by Michael Nemeth. By Kelly Pike. Employees: 80.

Ohio 70

Ohio Community Bank Community Lending 70

Independent Banker

APRIL 30, 2022

3-yr average pre-tax ROA. First Bank of Ohio. pre-tax ROA: 3.08%. pre-tax ROA: 2.83%. In order to compete as a small bank, we have been forced to keep higher-than-peer capital levels, so that our lending limit allows us to service local borrowers’ needs. pre-tax ROA: 2.68%. Less than $300 million.

Community Bank 172

Community Bank Community Montana Taxes 172

MyBankTracker

MAY 28, 2020

APRs are lower than predatory lending options. Possible Finance provides its loans to people with poor or no credit, which means it takes on more lending risk than a traditional lender that looks for customers with strong credit history. Are Personal Loans Taxable or Tax-Deductible? Designed for borrowers with bad credit.

Texas 52

Texas Meeting Idaho Payments 52

Independent Banker

JUNE 30, 2022

Burmis, senior vice president and retail lending manager at $450 million-asset Chelsea State Bank in Chelsea, Mich. The community bank also hopes to participate in a new tax-exempt savings program for first-time homebuyers that was approved by the state of Michigan in April. So how can community banks help? Flexibility needed.

Community Bank 143

Community Bank Community Millennials Resources 143

Independent Banker

DECEMBER 28, 2015

With so many community bankers sending messages asking members of Congress to scrap the proposed Federal Reserve stock dividend cut along with ICBA-led advocacy, we were able to achieve a big win—community banks with $10 billion in assets and less will be exempt from this backdoor tax on only our industry. in Coldwater, Ohio.

Community Bank 70

Community Bank Washington Community Ohio 70